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    REDWOOD mortgage rates

    REDWOOD's lowest publicly advertised 30-year fixed rate today is 7.2% APR — the national average is 7.147%. We read REDWOOD's rates every weekday, starting around 11 a.m. Central.

    We last read REDWOOD's rates page on Nov 2, 2026. REDWOOD dates its published rate sheet Nov 2, 2026.

    Today's rates from REDWOOD

    ProductRateAPRPointsWe readSource
    30 Year Fixed7.125%7.2%0.375Nov 2, 2026Visit
    20 Year Fixed6.625%6.705%0.25Nov 2, 2026Visit
    15 Year Fixed6.375%6.474%0.25Nov 2, 2026Visit
    10 Year Fixed6%6.138%0.25Nov 2, 2026Visit
    3 Year ARM6.25%6.773%0.25Nov 2, 2026Visit
    5 Year ARM6.5%7.154%0.25Nov 2, 2026Visit
    7 Year ARM6.625%6.805%0.25Nov 2, 2026Visit
    10 Year ARM7%6.996%0Nov 2, 2026Visit
    30 Year Fixed Jumbo7.125%7.179%0.25Nov 2, 2026Visit
    15 Year Fixed Jumbo6.875%6.961%0.25Nov 2, 2026Visit
    30 Year Fixed Super Conforming8.375%8.446%0.375Nov 2, 2026Visit
    15 Year Fixed Super Conforming7.375%7.565%0.875Nov 2, 2026Visit
    5 Year ARM Jumbo6.125%6.627%0.25Nov 2, 2026Visit
    7 Year ARM Jumbo6.25%6.602%0.25Nov 2, 2026Visit
    10 Year ARM Jumbo6.75%6.844%0.25Nov 2, 2026Visit
    10 Year ARM Jumbo Refinance6.875%6.915%0.125Nov 2, 2026Visit
    10 Year ARM Refinance7%7.009%0.125Nov 2, 2026Visit
    10 Year Fixed Refinance6.125%6.236%0.125Nov 2, 2026Visit
    15 Year Fixed Jumbo Refinance7%7.066%0.125Nov 2, 2026Visit
    15 Year Fixed Refinance6.5%6.579%0.125Nov 2, 2026Visit
    15 Year Fixed Super Conforming Refinance7.5%7.67%0.75Nov 2, 2026Visit
    20 Year Fixed Refinance6.75%6.814%0.125Nov 2, 2026Visit
    3 Year ARM Jumbo6%6.7%0.25Nov 2, 2026Visit
    3 Year ARM Jumbo Refinance6.125%6.72%0.125Nov 2, 2026Visit
    3 Year ARM Refinance6.375%6.793%0.125Nov 2, 2026Visit
    30 Year Fixed Jumbo Refinance7.25%7.291%0.125Nov 2, 2026Visit
    30 Year Fixed Refinance7.25%7.326%0.375Nov 2, 2026Visit
    30 Year Fixed Super Conforming Refinance8.5%8.545%0.125Nov 2, 2026Visit
    5 Year ARM Jumbo Refinance6.25%6.665%0.125Nov 2, 2026Visit
    5 Year ARM Refinance6.625%6.823%0.125Nov 2, 2026Visit
    7 Year ARM Jumbo Refinance6.375%6.655%0.125Nov 2, 2026Visit
    7 Year ARM Refinance6.75%6.858%0.125Nov 2, 2026Visit
    Visit REDWOOD's rates page

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join REDWOOD

    Redwood Credit Union is open to residents and employees in Sonoma, Lake, Marin, Napa, Mendocino, San Francisco, Solano, and Contra Costa counties, as well as family members of current members.

    County
    Sonoma County, CA, Lake County, CA, Marin County, CA, Napa County, CA, Mendocino County, CA, San Francisco County, CA, Solano County, CA, Contra Costa County, CA

    Where REDWOOD writes mortgages

    REDWOOD publishes mortgage lending in 1 state.

    California

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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