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    REDWOOD mortgage rates

    REDWOOD's lowest publicly advertised 30-year fixed rate today is 6.875% — the national average is 6.88%. That's about $481 saved over the life of a $400,000, 30-year loan. We track REDWOOD daily and refresh rates every morning.

    Rates as of Sep 11, 2026

    Today's rates from REDWOOD

    ProductRateAPRPointsAs ofSource
    30 Year Fixed6.875%6.961%0.5Sep 11, 2026Visit
    20 Year Fixed6.875%6.939%0.125Sep 11, 2026Visit
    15 Year Fixed6.5%6.599%0.25Sep 11, 2026Visit
    10 Year Fixed6.25%6.389%0.25Sep 11, 2026Visit
    3 Year ARM5.625%6.392%—Sep 11, 2026Visit
    5 Year ARM6.25%6.834%0.25Sep 11, 2026Visit
    7 Year ARM6.375%6.555%0.25Sep 11, 2026Visit
    10 Year ARM6.625%6.686%0.25Sep 11, 2026Visit
    30 Year Fixed Jumbo6.625%6.677%0.25Sep 11, 2026Visit
    15 Year Fixed Jumbo6.25%6.334%0.25Sep 11, 2026Visit
    30 Year Fixed Super Conforming7.75%7.806%0.25Sep 11, 2026Visit
    15 Year Fixed Super Conforming7.375%7.565%0.875Sep 11, 2026Visit
    5 Year ARM Jumbo6%6.429%0.25Sep 11, 2026Visit
    7 Year ARM Jumbo6.125%6.418%0.25Sep 11, 2026Visit
    10 Year ARM Jumbo6.375%6.511%0.25Sep 11, 2026Visit
    10 Year ARM Jumbo Refinance6.5%6.569%0Sep 11, 2026Visit
    10 Year ARM Refinance6.625%6.661%0Sep 11, 2026Visit
    10 Year Fixed Refinance6.375%6.514%0.25Sep 11, 2026Visit
    15 Year Fixed Jumbo Refinance6.375%6.44%0.125Sep 11, 2026Visit
    15 Year Fixed Refinance6.625%6.704%0.125Sep 11, 2026Visit
    15 Year Fixed Super Conforming Refinance7.5%7.691%0.875Sep 11, 2026Visit
    3 Year ARM Jumbo5.625%6.42%0.25Sep 11, 2026Visit
    3 Year ARM Jumbo Refinance5.75%6.44%0.125Sep 11, 2026Visit
    3 Year ARM Refinance6%6.512%0.125Sep 11, 2026Visit
    30 Year Fixed Jumbo Refinance6.75%6.778%0Sep 11, 2026Visit
    30 Year Fixed Refinance7%7.087%0.5Sep 11, 2026Visit
    5 Year ARM Jumbo Refinance6.125%6.466%0.125Sep 11, 2026Visit
    5 Year ARM Refinance6.375%6.573%0.125Sep 11, 2026Visit
    7 Year ARM Jumbo Refinance6.25%6.471%0.125Sep 11, 2026Visit
    7 Year ARM Refinance6.5%6.608%0.125Sep 11, 2026Visit
    Visit REDWOOD's rates page

    Rate history

    Lowest daily rate REDWOOD advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join REDWOOD

    Redwood Credit Union is open to residents and employees in Sonoma, Lake, Marin, Napa, Mendocino, San Francisco, Solano, and Contra Costa counties, as well as family members of current members.

    County
    Sonoma County, CA, Lake County, CA, Marin County, CA, Napa County, CA, Mendocino County, CA, San Francisco County, CA, Solano County, CA, Contra Costa County, CA

    Where REDWOOD writes mortgages

    Lending states not published; shown as serving its chartered area. Confirm directly with REDWOOD.

    California

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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