Home state: New Jersey
    Lends in 2 states

    PROPONENT mortgage rates

    PROPONENT's lowest publicly advertised 30-year fixed rate today is 7.549% APR — the national average is 7.147%. We read PROPONENT's rates every weekday, starting around 11 a.m. Central.

    We last read PROPONENT's rates page on Nov 2, 2026. PROPONENT dates its published rate sheet Oct 21, 2026.

    Today's rates from PROPONENT

    ProductRateAPRPointsWe readSource
    30 Year Fixed7.5%7.549%—Nov 2, 2026
    Lender's sheet dated Oct 21, 2026
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    20 Year Fixed7%7.062%—Nov 2, 2026
    Lender's sheet dated Oct 21, 2026
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    15 Year Fixed6.75%6.827%—Nov 2, 2026
    Lender's sheet dated Oct 21, 2026
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    10 Year Fixed6.125%6.231%—Nov 2, 2026
    Lender's sheet dated Oct 21, 2026
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    3 Year ARM5.5%6.655%—Nov 2, 2026
    Lender's sheet dated Oct 21, 2026
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    5 Year ARM5.75%6.546%—Nov 2, 2026
    Lender's sheet dated Oct 21, 2026
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    7 Year ARM6%6.527%—Nov 2, 2026
    Lender's sheet dated Oct 21, 2026
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    10 Year ARM6.375%6.63%—Nov 2, 2026
    Lender's sheet dated Oct 21, 2026
    Visit

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join PROPONENT

    Membership is open to employees and associates of Select Employer Groups (SEGs) near Nutley, NJ, and Burlington, NC. Immediate family members and individuals living in the same household as a member are also eligible to join.

    City
    Nutley, NJ, Burlington, NC

    Where PROPONENT writes mortgages

    PROPONENT publishes mortgage lending in 2 states.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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