Home state: New Jersey

    PROPONENT mortgage rates

    PROPONENT's lowest publicly advertised 30-year fixed rate today is 6.375% — the national average is 6.88%. That's about $48,086 saved over the life of a $400,000, 30-year loan. We track PROPONENT daily and refresh rates every morning.

    Rates as of Sep 10, 2026

    Today's rates from PROPONENT

    ProductRateAPRPointsAs ofSource
    30 Year Fixed6.375%6.562%Sep 10, 2026Visit
    20 Year Fixed6%6.243%Sep 10, 2026Visit
    15 Year Fixed5.75%6.053%Sep 10, 2026Visit
    10 Year Fixed5.625%6.053%Sep 10, 2026Visit
    3 Year ARM5.125%6.422%Sep 10, 2026Visit
    5 Year ARM5.375%6.313%Sep 10, 2026Visit
    7 Year ARM5.625%6.293%Sep 10, 2026Visit
    10 Year ARM5.875%6.313%Sep 10, 2026Visit

    Rate history

    Lowest daily rate PROPONENT advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join PROPONENT

    Membership is open to employees and associates of Select Employer Groups (SEGs) near Nutley, NJ, and Burlington, NC. Immediate family members and individuals living in the same household as a member are also eligible to join.

    City
    Nutley, NJ, Burlington, NC

    Where PROPONENT writes mortgages

    Lending states not published; shown as serving its chartered area. Confirm directly with PROPONENT.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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