Home state: California

    PREMIER ONE mortgage rates

    PREMIER ONE's lowest publicly advertised 30-year fixed rate today is 5.875% — the national average is 6.88%. That's about $94,644 saved over the life of a $400,000, 30-year loan. We track PREMIER ONE daily and refresh rates every morning.

    Today's rates from PREMIER ONE

    ProductRateAPRPointsAs ofSource
    30 Year Fixed5.875%Sep 11, 2026Visit
    20 Year Fixed6%Sep 11, 2026Visit
    15 Year Fixed5.75%Sep 11, 2026Visit
    10 Year Fixed5.5%Sep 11, 2026Visit
    3 Year ARM5.875%Sep 11, 2026Visit
    5 Year ARM5.375%Sep 11, 2026Visit
    7 Year ARM5.5%Sep 11, 2026Visit
    10 Year ARM5.625%Sep 11, 2026Visit
    30 Year Fixed Jumbo6%Sep 11, 2026Visit
    20 Year Fixed Jumbo6.125%Sep 11, 2026Visit
    15 Year Fixed Jumbo6%Sep 11, 2026Visit
    10 Year Fixed Jumbo5.875%Sep 11, 2026Visit
    30 Year Fixed Super Conforming6%Sep 11, 2026Visit
    15 Year Fixed Super Conforming6%Sep 11, 2026Visit
    5 Year ARM Jumbo5.5%Sep 11, 2026Visit
    7 Year ARM Jumbo6.25%Sep 11, 2026Visit
    10 Year ARM Jumbo5.75%Sep 11, 2026Visit
    10 Year ARM Super Conforming5.75%Sep 11, 2026Visit
    10 Year Fixed Super Conforming5.875%Sep 11, 2026Visit
    20 Year Fixed Super Conforming6.125%Sep 11, 2026Visit
    3 Year ARM Jumbo6.125%Sep 11, 2026Visit
    3 Year ARM Super Conforming5.875%Sep 11, 2026Visit
    5 Year ARM Super Conforming5.375%Sep 11, 2026Visit
    7 Year ARM Super Conforming5.5%Sep 11, 2026Visit

    Rate history

    Lowest daily rate PREMIER ONE advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join PREMIER ONE

    Membership is open to individuals who live, work, worship, or attend school in nine California counties, including Santa Clara, Alameda, and Monterey. Additionally, employees of select companies in California and Texas, as well as Owens-Corning employees across the Western US, are eligible to join.

    Employer
    Interstate Building Maintenance, Pinkerton Security and Investigation Services, CMPA, Inc., Aaron’s Sales and Lease Ownership, Allied Security, Chucklink Credit Acceptance, Inc., Dacus Group Inc., Foster Homes, Global Office Maintenance, Saltimbacca’s Italian Bistro, Sprint, The Shoe Department
    County
    Alameda County, CA, Merced County, CA, Monterey County, CA, San Benito County, CA, San Mateo County, CA, San Joaquin County, CA, Santa Clara County, CA, Santa Cruz County, CA, Stanislaus County, CA

    Where PREMIER ONE writes mortgages

    Lending states not published; shown as serving its chartered area. Confirm directly with PREMIER ONE.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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