Home state: California
    Lends in 1 state

    PREMIER ONE mortgage rates

    PREMIER ONE's lowest publicly advertised 30-year fixed rate today is 6.375% APR — the national average is 7.147%. That's about $73,921 saved vs. national on a $400,000, 30-year loan; principal and interest only, no taxes or insurance, with each rate held for the full term. We read PREMIER ONE's rates every weekday, starting around 11 a.m. Central.

    We last read PREMIER ONE's rates page on Nov 2, 2026.

    Today's rates from PREMIER ONE

    ProductRateAPRPointsWe readSource
    30 Year Fixed—Lender publishes APR only6.375%—Nov 2, 2026Visit
    20 Year Fixed—Lender publishes APR only6.5%—Nov 2, 2026Visit
    15 Year Fixed—Lender publishes APR only6.25%—Nov 2, 2026Visit
    10 Year Fixed—Lender publishes APR only6.25%—Nov 2, 2026Visit
    3 Year ARM—Lender publishes APR only5.875%—Nov 2, 2026Visit
    5 Year ARM—Lender publishes APR only5.75%—Nov 2, 2026Visit
    7 Year ARM—Lender publishes APR only5.875%—Nov 2, 2026Visit
    10 Year ARM—Lender publishes APR only6%—Nov 2, 2026Visit
    30 Year Fixed Jumbo—Lender publishes APR only6.5%—Nov 2, 2026Visit
    20 Year Fixed Jumbo—Lender publishes APR only6.625%—Nov 2, 2026Visit
    15 Year Fixed Jumbo—Lender publishes APR only6.375%—Nov 2, 2026Visit
    10 Year Fixed Jumbo—Lender publishes APR only6.375%—Nov 2, 2026Visit
    30 Year Fixed Super Conforming—Lender publishes APR only6.5%—Nov 2, 2026Visit
    15 Year Fixed Super Conforming—Lender publishes APR only6.375%—Nov 2, 2026Visit
    5 Year ARM Jumbo—Lender publishes APR only5.75%—Nov 2, 2026Visit
    7 Year ARM Jumbo—Lender publishes APR only5.875%—Nov 2, 2026Visit
    10 Year ARM Jumbo—Lender publishes APR only6%—Nov 2, 2026Visit
    10 Year ARM Super Conforming—Lender publishes APR only6%—Nov 2, 2026Visit
    10 Year Fixed Super Conforming—Lender publishes APR only6.375%—Nov 2, 2026Visit
    20 Year Fixed Super Conforming—Lender publishes APR only6.625%—Nov 2, 2026Visit
    3 Year ARM Jumbo—Lender publishes APR only6%—Nov 2, 2026Visit
    3 Year ARM Super Conforming—Lender publishes APR only5.875%—Nov 2, 2026Visit
    5 Year ARM Super Conforming—Lender publishes APR only5.75%—Nov 2, 2026Visit
    7 Year ARM Super Conforming—Lender publishes APR only5.875%—Nov 2, 2026Visit

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join PREMIER ONE

    Membership is open to individuals who live, work, worship, or attend school in nine California counties, including Santa Clara, Alameda, and Monterey. Additionally, employees of select companies in California and Texas, as well as Owens-Corning employees across the Western US, are eligible to join.

    Employer
    Interstate Building Maintenance, Pinkerton Security and Investigation Services, CMPA, Inc., Aaron’s Sales and Lease Ownership, Allied Security, Chucklink Credit Acceptance, Inc., Dacus Group Inc., Foster Homes, Global Office Maintenance, Saltimbacca’s Italian Bistro, Sprint, The Shoe Department…
    County
    Alameda County, CA, Merced County, CA, Monterey County, CA, San Benito County, CA, San Mateo County, CA, San Joaquin County, CA, Santa Clara County, CA, Santa Cruz County, CA, Stanislaus County, CA

    Where PREMIER ONE writes mortgages

    PREMIER ONE publishes mortgage lending in 1 state.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

    Not sure if PREMIER ONE is your best fit?

    Compare every credit union you can actually join

    Enter your ZIP to see every credit union — including PREMIER ONE if you qualify — ranked by today's rate.

    Get notified when PREMIER ONE's 30 Year Fixed rate changes
    Optional. No weekly digests, no spam — one email only when rates actually move. Manage or unsubscribe anytime.
    Advanced: adjust thresholds
    bps (0.10%)
    Optional. Emails when the rate reaches this level.

    More credit unions in California

    See all California credit union mortgage rates