Home state: Michigan
    Lends in 1 state

    PREFERRED mortgage rates

    We're tracking PREFERRED but don't have a fresh rate today. Check back after the next weekday refresh.

    We last read PREFERRED's rates page on Oct 5, 2026. PREFERRED dates its published rate sheet Oct 1, 2026.

    Today's rates from PREFERRED

    ProductRateAPRPointsWe readSource
    20 Year Fixed—Lender publishes APR only6.99%—Oct 5, 2026
    Lender's sheet dated Oct 1, 2026
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    15 Year Fixed—Lender publishes APR only6.99%—Oct 5, 2026
    Lender's sheet dated Oct 1, 2026
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    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join PREFERRED

    Membership is open to anyone who lives, works, worships, or attends school in 28 supported Michigan counties. Immediate family members of current members and employees of businesses within 25 miles of a branch are also eligible to join.

    County
    Allegan County, MI, Barry County, MI, Berrien County, MI, Branch County, MI, Cass County, MI, Calhoun County, MI, Clare County, MI, Clinton County, MI, Eaton County, MI, Gratiot County, MI, Ionia County, MI, Isabella County, MI…

    Where PREFERRED writes mortgages

    PREFERRED publishes mortgage lending in 1 state.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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