CU RateFinder
    Credit union mortgage rates
    Home state: Florida
    Lends in 1 state

    POWER FINANCIAL mortgage rates

    POWER FINANCIAL's lowest publicly advertised 30-year fixed rate today is 6.957% APR — the national average is 7.147%. That's about $18,413 saved vs. national on a $400,000, 30-year loan; principal and interest only, no taxes or insurance, with each rate held for the full term. We read POWER FINANCIAL's rates every weekday, starting around 11 a.m. Central.

    We last read POWER FINANCIAL's rates page on Nov 2, 2026.

    Today's rates from POWER FINANCIAL

    ProductRateAPRPointsWe readSource
    30 Year Fixed6.875%6.957%0Nov 2, 2026Visit
    20 Year Fixed6.75%6.857%0Nov 2, 2026Visit
    15 Year Fixed6.5%6.633%0Nov 2, 2026Visit
    10 Year Fixed6.5%6.687%0Nov 2, 2026Visit
    3 Year ARM6.5%6.581%0Nov 2, 2026Visit
    5 Year ARM6.75%6.832%0Nov 2, 2026Visit
    7 Year ARM7%7.083%0Nov 2, 2026Visit
    10 Year ARM6.875%6.957%0Nov 2, 2026Visit
    30 Year Fixed Jumbo6.875%6.942%0Nov 2, 2026Visit
    20 Year Fixed Jumbo6.75%6.837%0Nov 2, 2026Visit
    15 Year Fixed Jumbo6.5%6.607%0Nov 2, 2026Visit
    5 Year ARM Jumbo6.875%6.942%0Nov 2, 2026Visit
    7 Year ARM Jumbo7%7.185%0Nov 2, 2026Visit
    10 Year ARM Jumbo6.875%7.065%0Nov 2, 2026Visit
    3 Year ARM Jumbo6.5%6.935%0Nov 2, 2026Visit
    Visit POWER FINANCIAL's rates page

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join POWER FINANCIAL

    Power Financial Credit Union serves people who live, work, or attend school in 13 Florida counties: Broward, Charlotte, Collier, Lee, Martin, Miami-Dade, Monroe, Palm Beach, Hillsborough, Manatee, Pinellas, Sarasota, and St. Lucie. Membership is also open — regardless of residence — to employees and members of Ryder System, Inc., FPL/NextEra Energy, Bonefish & Tarpon Trust, and Sanitas. Immediate family members of current members are also eligible to join.

    Employer
    Ryder System, Inc., FPL/NextEra Energy, Bonefish & Tarpon Trust, Sanitas
    Family of a member
    Immediate family of current members
    County
    [object Object], [object Object], [object Object], [object Object], [object Object], [object Object], [object Object], [object Object], [object Object], [object Object], [object Object], [object Object]…

    Where POWER FINANCIAL writes mortgages

    POWER FINANCIAL publishes mortgage lending in 1 state.

    Florida

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

    Not sure if POWER FINANCIAL is your best fit?

    Compare every credit union you can actually join

    Enter your ZIP to see every credit union — including POWER FINANCIAL if you qualify — ranked by today's rate.

    Get notified when POWER FINANCIAL's 30 Year Fixed rate changes
    Optional. No weekly digests, no spam — one email only when rates actually move. Manage or unsubscribe anytime.
    Advanced: adjust thresholds
    bps (0.10%)
    Optional. Emails when the rate reaches this level.

    More credit unions in Florida

    See all Florida credit union mortgage rates