CU RateFinder
    Credit union mortgage rates
    Home state: Missouri
    Lends in 2 states

    POSTAL & COMMUNITY mortgage rates

    POSTAL & COMMUNITY's lowest publicly advertised 30-year fixed rate today is 6.25% APR — the national average is 7.147%. That's about $85,661 saved vs. national on a $400,000, 30-year loan; principal and interest only, no taxes or insurance, with each rate held for the full term. We read POSTAL & COMMUNITY's rates every weekday, starting around 11 a.m. Central.

    We last read POSTAL & COMMUNITY's rates page on Nov 2, 2026.

    Today's rates from POSTAL & COMMUNITY

    ProductRateAPRPointsWe readSource
    30 Year Fixed—Lender publishes APR only6.25%—Nov 2, 2026Visit
    20 Year Fixed—Lender publishes APR only6%—Nov 2, 2026Visit
    15 Year Fixed—Lender publishes APR only5.75%—Nov 2, 2026Visit
    10 Year Fixed—Lender publishes APR only5.5%—Nov 2, 2026Visit
    Visit POSTAL & COMMUNITY's rates page

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join POSTAL & COMMUNITY

    Membership is generally available to the community of St. Joseph, Missouri, and employees of the United States Postal Service. Please contact the credit union directly to verify specific local geographic or employer requirements.

    Employer
    United States Postal Service
    Family of a member
    Immediate family of current members
    County
    Buchanan County, MO, Andrew County, MO, Doniphan County, KS, Atchison County, KS, Leavenworth County, KS
    City
    St. Joseph, MO

    Where POSTAL & COMMUNITY writes mortgages

    POSTAL & COMMUNITY publishes mortgage lending in 2 states.

    KansasMissouri

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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