Home state: Missouri

    POSTAL & COMMUNITY mortgage rates

    POSTAL & COMMUNITY's lowest publicly advertised 30-year fixed rate today is 6.25% — the national average is 6.88%. That's about $59,826 saved over the life of a $400,000, 30-year loan. We track POSTAL & COMMUNITY daily and refresh rates every morning.

    Today's rates from POSTAL & COMMUNITY

    ProductRateAPRPointsAs ofSource
    30 Year Fixed6.25%Sep 11, 2026Visit
    20 Year Fixed6%Sep 11, 2026Visit
    15 Year Fixed5.75%Sep 11, 2026Visit
    10 Year Fixed5.5%Sep 11, 2026Visit

    Rate history

    Lowest daily rate POSTAL & COMMUNITY advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join POSTAL & COMMUNITY

    Membership is generally available to the community of St. Joseph, Missouri, and employees of the United States Postal Service. Please contact the credit union directly to verify specific local geographic or employer requirements.

    Employer
    United States Postal Service
    Family of a member
    Immediate family of current members
    County
    Buchanan County, MO, Andrew County, MO, Doniphan County, KS, Atchison County, KS, Leavenworth County, KS
    City
    St. Joseph, MO

    Where POSTAL & COMMUNITY writes mortgages

    Lending states not published; shown as serving its chartered area. Confirm directly with POSTAL & COMMUNITY.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

    Not sure if POSTAL & COMMUNITY is your best fit?

    Compare every credit union you can actually join

    Enter your ZIP to see every credit union — including POSTAL & COMMUNITY if you qualify — ranked by today's rate.

    Get notified when POSTAL & COMMUNITY's 30 Year Fixed rate changes
    Optional. No weekly digests, no spam — one email only when rates actually move. Manage or unsubscribe anytime.
    Advanced: adjust thresholds
    bps (0.10%)
    Optional. Emails when the rate reaches this level.

    More credit unions in Missouri

    See all Missouri credit union mortgage rates