Home state: California

    POPA mortgage rates

    POPA's lowest publicly advertised 30-year fixed rate today is 6.25% — the national average is 6.805%. That's about $52,619 saved over the life of a $400,000, 30-year loan. We track POPA daily and refresh rates every morning.

    Rates as of Sep 9, 2026

    Today's rates from POPA

    ProductRateAPRPointsAs ofSource
    30 Year Fixed6.25%6.321%0Sep 9, 2026Visit
    15 Year Fixed5.75%5.863%0Sep 9, 2026Visit
    FHA 30 Year Fixed6.5%6.57%0Sep 9, 2026Visit
    VA 30 Year Fixed6.5%6.57%0Sep 9, 2026Visit
    30 Year Fixed Super Conforming7.125%7.273%1Sep 9, 2026Visit
    15 Year Fixed Super Conforming7.125%7.2%0Sep 9, 2026Visit

    Rate history

    Lowest daily rate POPA advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join POPA

    POPA Federal Credit Union serves law enforcement professionals, public safety employees, and those working in the police protection industry within 10 Southern California counties. Membership is also open to immediate family and household members of existing POPA FCU members.

    Employer
    Police Protection and Foundation Industry, Federal law enforcement agencies, State law enforcement agencies, County law enforcement agencies, Municipal law enforcement agencies
    Association / SEG
    Law Enforcement Explorers, Law Enforcement Cadets
    County
    Imperial County, CA, Kern County, CA, Los Angeles County, CA, Orange County, CA, Riverside County, CA, San Bernardino County, CA, San Diego County, CA, San Luis Obispo County, CA, Santa Barbara County, CA, Ventura County, CA

    Where POPA writes mortgages

    Lending states not published; shown as serving its chartered area. Confirm directly with POPA.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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