Today's rates from PIONEER VALLEY
| Product | Rate | APR | Points | As of | Source | |
|---|---|---|---|---|---|---|
| 30 Year Fixed | 6.625% | 6.867% | — | Sep 8, 2026 | Visit | |
| 20 Year Fixed | 6.375% | 6.684% | — | Sep 8, 2026 | Visit | |
| 15 Year Fixed | 6% | 6.38% | — | Sep 8, 2026 | Visit | |
| 10 Year Fixed | 6.625% | — | — | Sep 11, 2026 | Visit | |
| 5 Year Fixed | 6.49% | — | — | Sep 11, 2026 | Visit | |
| 5 Year ARM | 5.25% | 6.547% | — | Sep 11, 2026 | Visit | |
| 7 Year ARM | 5.45% | 6.481% | — | Sep 11, 2026 | Visit | |
| 10 Year ARM | 5.75% | 6.459% | — | Sep 11, 2026 | Visit |
Rate history
Lowest daily rate PIONEER VALLEY advertised for each product, past 90 days.
Collecting data — the trend chart appears after a few days of tracking.
Who can join PIONEER VALLEY
Pioneer Valley Credit Union is open to employees of select local employers like Baystate Health and the USPS, as well as members of the American Consumer Council, which allows anyone in the United States to join.
Open membership. Anyone in the U.S. can join — no employer, geographic or association requirement.
Employer
United States Postal Service, Baystate Health Inc., Savage Arms, Service Net, Health New England, Caring Health Center, Sodexo, Business West
Association / SEG
American Consumer Council, Pioneer Valley Local First, Junior Achievement of Western Massachusetts, United Way of Pioneer Valley
Military / veteran
Westover Air Force Reserve Base
Where PIONEER VALLEY writes mortgages
PIONEER VALLEY publishes mortgage lending in 2 states.
Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.
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