Home state: Idaho

    PIONEER mortgage rates

    PIONEER's lowest publicly advertised 30-year fixed rate today is 5.625% — the national average is 6.88%. That's about $117,513 saved over the life of a $400,000, 30-year loan. We track PIONEER daily and refresh rates every morning.

    Today's rates from PIONEER

    ProductRateAPRPointsAs ofSource
    30 Year Fixed5.625%5.771%0Sep 11, 2026Visit
    15 Year Fixed4.75%4.99%0Sep 11, 2026Visit
    FHA 30 Year Fixed6.49%7.264%0Sep 11, 2026Visit
    VA 30 Year Fixed6.49%6.751%0Sep 11, 2026Visit
    15 Year Fixed Refinance4.875%5.112%0Sep 11, 2026Visit
    30 Year Fixed Refinance5.75%5.894%0Sep 11, 2026Visit
    VA 30 Year Fixed Refinance6.75%7.125%0Sep 11, 2026Visit

    Rate history

    Lowest daily rate PIONEER advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join PIONEER

    Pioneer Federal Credit Union is open to those who live, work, worship, or attend school in Ada, Blaine, Camas, Canyon, Elmore, Gooding, Jerome, and Twin Falls counties. Additionally, employees of various industries in five other Idaho counties, members of the Mountain Home AFB Retirement Association, and their family members are eligible to join.

    Association / SEG
    Mountain Home Air Force Base Retirement Association
    County
    Ada County, ID, Blaine County, ID, Camas County, ID, Canyon County, ID, Elmore County, ID, Gooding County, ID, Jerome County, ID, Twin Falls County, ID

    Where PIONEER writes mortgages

    Lending states not published; shown as serving its chartered area. Confirm directly with PIONEER.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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