CU RateFinder
    Credit union mortgage rates
    Home state: Idaho
    Lends in 1 state

    PIONEER mortgage rates

    PIONEER's lowest publicly advertised 30-year fixed rate today is 5.771% APR — the national average is 7.147%. That's about $130,027 saved vs. national on a $400,000, 30-year loan; principal and interest only, no taxes or insurance, with each rate held for the full term. We read PIONEER's rates every weekday, starting around 11 a.m. Central.

    We last read PIONEER's rates page on Nov 2, 2026.

    Today's rates from PIONEER

    ProductRateAPRPointsWe readSource
    30 Year Fixed5.625%5.771%0Nov 2, 2026Visit
    15 Year Fixed4.75%4.99%0Nov 2, 2026Visit
    FHA 30 Year Fixed6.75%7.527%0Nov 2, 2026Visit
    VA 30 Year Fixed6.75%7.015%0Nov 2, 2026Visit
    Visit PIONEER's rates page

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join PIONEER

    Pioneer Federal Credit Union is open to those who live, work, worship, or attend school in Ada, Blaine, Camas, Canyon, Elmore, Gooding, Jerome, and Twin Falls counties. Additionally, employees of various industries in five other Idaho counties, members of the Mountain Home AFB Retirement Association, and their family members are eligible to join.

    Association / SEG
    Mountain Home Air Force Base Retirement Association
    County
    Ada County, ID, Blaine County, ID, Camas County, ID, Canyon County, ID, Elmore County, ID, Gooding County, ID, Jerome County, ID, Twin Falls County, ID

    Where PIONEER writes mortgages

    PIONEER publishes mortgage lending in 1 state.

    Idaho

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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