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    Credit union mortgage rates
    Home state: Maine
    Lends in 1 state

    PEOPLESCHOICE mortgage rates

    PEOPLESCHOICE's lowest publicly advertised 30-year fixed rate today is 6.28% APR — the national average is 7.147%. That's about $82,850 saved vs. national on a $400,000, 30-year loan; principal and interest only, no taxes or insurance, with each rate held for the full term. We read PEOPLESCHOICE's rates every weekday, starting around 11 a.m. Central.

    We last read PEOPLESCHOICE's rates page on Nov 2, 2026.

    Today's rates from PEOPLESCHOICE

    ProductRateAPRPointsWe readSource
    30 Year Fixed—Lender publishes APR only6.28%—Nov 2, 2026Visit
    15 Year Fixed—Lender publishes APR only5.852%—Nov 2, 2026Visit
    Visit PEOPLESCHOICE's rates page

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join PEOPLESCHOICE

    PeoplesChoice Credit Union is open to anyone who lives, works, or attends school in the Maine counties of York, Cumberland, Androscoggin, Aroostook, Franklin, Oxford, Penobscot, Piscataquis, or Somerset, as well as immediate family of current members.

    County
    York County, ME, Cumberland County, ME, Androscoggin County, ME, Aroostook County, ME, Franklin County, ME, Oxford County, ME, Penobscot County, ME, Piscataquis County, ME, Somerset County, ME

    Where PEOPLESCHOICE writes mortgages

    PEOPLESCHOICE publishes mortgage lending in 1 state.

    Maine

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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