CU RateFinder
    Credit union mortgage rates
    Home state: Iowa

    PEOPLES mortgage rates

    PEOPLES's lowest publicly advertised 30-year fixed rate today is 6.375% — the national average is 6.88%. That's about $48,086 saved over the life of a $400,000, 30-year loan. We track PEOPLES daily and refresh rates every morning.

    Today's rates from PEOPLES

    ProductRateAPRPointsAs ofSource
    30 Year Fixed6.375%6.434%0Sep 11, 2026Visit
    15 Year Fixed6.125%6.222%0Sep 11, 2026Visit
    5 Year ARM5.875%5.779%0Sep 11, 2026Visit
    7 Year ARM5.875%5.932%0Sep 11, 2026Visit
    Visit PEOPLES's rates page

    Rate history

    Lowest daily rate PEOPLES advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join PEOPLES

    Peoples Credit Union serves anyone who lives, works, or worships in 11 specific counties in Iowa, including Webster, Hamilton, Story, and Boone.

    County
    Boone County, IA, Calhoun County, IA, Franklin County, IA, Greene County, IA, Hamilton County, IA, Hardin County, IA, Humboldt County, IA, Pocahontas County, IA, Story County, IA, Webster County, IA, Wright County, IA

    Where PEOPLES writes mortgages

    Lending states not published; shown as serving its chartered area. Confirm directly with PEOPLES.

    Iowa

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

    Not sure if PEOPLES is your best fit?

    Compare every credit union you can actually join

    Enter your ZIP to see every credit union — including PEOPLES if you qualify — ranked by today's rate.

    Get notified when PEOPLES's 30 Year Fixed rate changes
    Optional. No weekly digests, no spam — one email only when rates actually move. Manage or unsubscribe anytime.
    Advanced: adjust thresholds
    bps (0.10%)
    Optional. Emails when the rate reaches this level.

    More credit unions in Iowa

    See all Iowa credit union mortgage rates