CU RateFinder
    Credit union mortgage rates
    Home state: Iowa
    Lends in 1 state

    PEOPLES mortgage rates

    PEOPLES's lowest publicly advertised 30-year fixed rate today is 6.936% APR — the national average is 7.147%. That's about $20,440 saved vs. national on a $400,000, 30-year loan; principal and interest only, no taxes or insurance, with each rate held for the full term. We read PEOPLES's rates every weekday, starting around 11 a.m. Central.

    We last read PEOPLES's rates page on Nov 2, 2026.

    Today's rates from PEOPLES

    ProductRateAPRPointsWe readSource
    30 Year Fixed6.875%6.936%0Nov 2, 2026Visit
    15 Year Fixed6.625%6.723%0Nov 2, 2026Visit
    5 Year ARM6.125%6.031%0Nov 2, 2026Visit
    7 Year ARM6.125%6.183%0Nov 2, 2026Visit
    Visit PEOPLES's rates page

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join PEOPLES

    Peoples Credit Union serves anyone who lives, works, or worships in 11 specific counties in Iowa, including Webster, Hamilton, Story, and Boone.

    County
    Boone County, IA, Calhoun County, IA, Franklin County, IA, Greene County, IA, Hamilton County, IA, Hardin County, IA, Humboldt County, IA, Pocahontas County, IA, Story County, IA, Webster County, IA, Wright County, IA

    Where PEOPLES writes mortgages

    PEOPLES publishes mortgage lending in 1 state.

    Iowa

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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