Home state: Kansas
    Lends in 1 state

    PANHANDLE mortgage rates

    PANHANDLE's lowest publicly advertised 30-year fixed rate today is 6.74% rate — the national average is 7.147%. That's about $39,270 saved vs. national on a $400,000, 30-year loan; principal and interest only, no taxes or insurance, with each rate held for the full term. We read PANHANDLE's rates every weekday, starting around 11 a.m. Central.

    We last read PANHANDLE's rates page on Nov 2, 2026.

    Today's rates from PANHANDLE

    ProductRateAPRPointsWe readSource
    30 Year Fixed6.74%—Lender publishes rate only—Nov 2, 2026Visit
    15 Year Fixed—Lender publishes APR only6.24%—Nov 2, 2026Visit
    5 Year Fixed—Lender publishes APR only5.84%—Nov 2, 2026Visit

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join PANHANDLE

    Membership is open to anyone who lives, works, worships, or attends school in Sumner, Cowley, Chautauqua, or Elk Counties in Kansas. Healthcare employees in Butler County and their families are also eligible to join.

    County
    Sumner County, KS, Cowley County, KS, Chautauqua County, KS, Elk County, KS

    Where PANHANDLE writes mortgages

    PANHANDLE publishes mortgage lending in 1 state.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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