Home state: Missouri

    OZARK mortgage rates

    OZARK's lowest publicly advertised 30-year fixed rate today is 6.5% — the national average is 6.88%. That's about $36,281 saved over the life of a $400,000, 30-year loan. We track OZARK daily and refresh rates every morning.

    Today's rates from OZARK

    ProductRateAPRPointsAs ofSource
    30 Year Fixed6.5%6.759%1984Sep 11, 2026Visit
    20 Year Fixed6.625%6.832%324.8Sep 11, 2026Visit

    Rate history

    Lowest daily rate OZARK advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join OZARK

    Membership is open to anyone who lives, works, worships, or attends school in one of 25 designated Missouri counties, including Butler, Cape Girardeau, and Stoddard. Employees of the credit union and family or household members of current members are also eligible to join.

    Employer
    Ozark Federal Credit Union
    County
    Bollinger County, MO, Butler County, MO, Cape Girardeau County, MO, Carter County, MO, Dent County, MO, Douglas County, MO, Dunklin County, MO, Howell County, MO, Iron County, MO, Madison County, MO, Mississippi County, MO, New Madrid County, MO

    Where OZARK writes mortgages

    Lending states not published; shown as serving its chartered area. Confirm directly with OZARK.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

    Not sure if OZARK is your best fit?

    Compare every credit union you can actually join

    Enter your ZIP to see every credit union — including OZARK if you qualify — ranked by today's rate.

    Get notified when OZARK's 30 Year Fixed rate changes
    Optional. No weekly digests, no spam — one email only when rates actually move. Manage or unsubscribe anytime.
    Advanced: adjust thresholds
    bps (0.10%)
    Optional. Emails when the rate reaches this level.

    More credit unions in Missouri

    See all Missouri credit union mortgage rates