CU RateFinder
    Credit union mortgage rates
    Home state: Michigan
    Lends in 1 state

    OUR mortgage rates

    OUR's lowest publicly advertised 30-year fixed rate today is 6.912% APR — the national average is 7.147%. That's about $22,754 saved vs. national on a $400,000, 30-year loan; principal and interest only, no taxes or insurance, with each rate held for the full term. We read OUR's rates every weekday, starting around 11 a.m. Central.

    We last read OUR's rates page on Nov 2, 2026. OUR dates its published rate sheet Nov 2, 2026.

    Today's rates from OUR

    ProductRateAPRPointsWe readSource
    30 Year Fixed6.75%6.912%0.25Nov 2, 2026Visit
    15 Year Fixed6.375%6.612%0.125Nov 2, 2026Visit
    5 Year ARM5.875%6.483%0.25Nov 2, 2026Visit
    7 Year ARM6%6.377%0.25Nov 2, 2026Visit
    Visit OUR's rates page

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join OUR

    Membership at OUR Credit Union is open to anyone who lives, works, worships, or attends school in the state of Michigan.

    Where OUR writes mortgages

    OUR publishes mortgage lending in 1 state.

    Michigan

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

    Not sure if OUR is your best fit?

    Compare every credit union you can actually join

    Enter your ZIP to see every credit union — including OUR if you qualify — ranked by today's rate.

    Get notified when OUR's 30 Year Fixed rate changes
    Optional. No weekly digests, no spam — one email only when rates actually move. Manage or unsubscribe anytime.
    Advanced: adjust thresholds
    bps (0.10%)
    Optional. Emails when the rate reaches this level.

    More credit unions in Michigan

    See all Michigan credit union mortgage rates