Home state: Maine

    OTIS mortgage rates

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    Rates as of Jan 1, 2026

    Today's rates from OTIS

    No fresh rates available. This credit union may temporarily be off our daily comparison — verify current rates directly with OTIS.

    Who can join OTIS

    OTIS Federal Credit Union is open to anyone who lives, works, worships, or attends school in the Maine counties of Androscoggin, Cumberland, Franklin, Kennebec, Lincoln, Oxford, Sagadahoc, Somerset, or York. Immediate family members of existing members are also eligible to join, regardless of where they live.

    County
    Androscoggin County, ME, Cumberland County, ME, Franklin County, ME, Kennebec County, ME, Lincoln County, ME, Oxford County, ME, Sagadahoc County, ME, Somerset County, ME, York County, ME

    Where OTIS writes mortgages

    Lending states not published; shown as serving its chartered area. Confirm directly with OTIS.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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