Today's rates from OTIS
| Product | Rate | APR | Points | We read | Source | |
|---|---|---|---|---|---|---|
| 30 Year Fixed | —Lender publishes APR only | 6.85% | — | Nov 2, 2026 Lender's sheet dated Sep 29, 2026 | Visit | |
| 20 Year Fixed | —Lender publishes APR only | 6.75% | — | Nov 2, 2026 Lender's sheet dated Sep 29, 2026 | Visit | |
| 15 Year Fixed | —Lender publishes APR only | 6.5% | — | Nov 2, 2026 Lender's sheet dated Sep 29, 2026 | Visit |
Rate history
Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.
Collecting data — the trend chart appears after a few days of tracking.
Who can join OTIS
OTIS Federal Credit Union is open to anyone who lives, works, worships, or attends school in the Maine counties of Androscoggin, Cumberland, Franklin, Kennebec, Lincoln, Oxford, Sagadahoc, Somerset, or York. Immediate family members of existing members are also eligible to join, regardless of where they live.
County
Androscoggin County, ME, Cumberland County, ME, Franklin County, ME, Kennebec County, ME, Lincoln County, ME, Oxford County, ME, Sagadahoc County, ME, Somerset County, ME, York County, ME
Where OTIS writes mortgages
OTIS publishes mortgage lending in 1 state.
Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.
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