Home state: Tennessee
    Open membership
    Lends in 3 states

    ORION mortgage rates

    ORION's lowest publicly advertised 30-year fixed rate today is 7.25% — the national average is 6.88%. We track ORION daily and refresh rates every morning.

    Today's rates from ORION

    ProductRateAPRPointsAs ofSource
    30 Year Fixed7.25%7.449%0.375Sep 12, 2026Visit
    20 Year Fixed7.75%8.186%1.625Sep 12, 2026Visit
    15 Year Fixed6.875%7.191%0.375Sep 12, 2026Visit
    FHA 30 Year Fixed6.25%6.808%0.375Sep 12, 2026Visit
    VA 30 Year Fixed7.125%7.493%0.25Sep 12, 2026Visit

    Rate history

    Lowest daily rate ORION advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join ORION

    Membership is open to anyone who lives, works, or worships in seven Mid-South counties (Fayette, Shelby, Tipton in TN; DeSoto, Marshall in MS; Crittenden, Mississippi in AR), immediate family of members, employees/members of 45+ SEGs, or anyone nationwide who joins as a volunteer fundraiser via the Orion Gives Back $10 donation program.

    Open membership. Anyone in the U.S. can join — no employer, geographic or association requirement.
    Employer
    45+ Select Employer Groups (SEGs)
    Family of a member
    Immediate family of members
    County
    Fayette, TN, Shelby, TN, Tipton, TN, DeSoto, MS, Marshall, MS, Crittenden, AR, Mississippi, AR

    Where ORION writes mortgages

    ORION publishes mortgage lending in 3 states.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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