Home state: Tennessee
    Open membership
    Lends in 3 states

    ORION mortgage rates

    ORION's lowest publicly advertised 30-year fixed rate today is 7.688% APR — the national average is 7.147%. We read ORION's rates every weekday, starting around 11 a.m. Central.

    We last read ORION's rates page on Nov 2, 2026.

    Today's rates from ORION

    ProductRateAPRPointsWe readSource
    30 Year Fixed7.5%7.688%0.25Nov 2, 2026Visit
    20 Year Fixed7.75%7.995%0.25Nov 2, 2026Visit
    15 Year Fixed7.25%7.716%1.25Nov 2, 2026Visit
    FHA 30 Year Fixed6.5%7.076%0.5Nov 2, 2026Visit
    VA 30 Year Fixed7.625%8.06%0.75Nov 2, 2026Visit

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join ORION

    Membership is open to anyone who lives, works, or worships in seven Mid-South counties (Fayette, Shelby, Tipton in TN; DeSoto, Marshall in MS; Crittenden, Mississippi in AR), immediate family of members, employees/members of 45+ SEGs, or anyone nationwide who joins as a volunteer fundraiser via the Orion Gives Back $10 donation program.

    Open membership. Anyone in the U.S. can join — no employer, geographic or association requirement.
    Employer
    45+ Select Employer Groups (SEGs)
    Family of a member
    Immediate family of members
    County
    Fayette, TN, Shelby, TN, Tipton, TN, DeSoto, MS, Marshall, MS, Crittenden, AR, Mississippi, AR

    Where ORION writes mortgages

    ORION publishes mortgage lending in 3 states.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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