Home state: California
    Lends in 1 state

    OPERATING ENGINEERS LOCAL UNION #3 mortgage rates

    OPERATING ENGINEERS LOCAL UNION #3's lowest publicly advertised 30-year fixed rate today is 7.082% APR — the national average is 7.147%. That's about $6,315 saved vs. national on a $400,000, 30-year loan; principal and interest only, no taxes or insurance, with each rate held for the full term. We read OPERATING ENGINEERS LOCAL UNION #3's rates every weekday, starting around 11 a.m. Central.

    We last read OPERATING ENGINEERS LOCAL UNION #3's rates page on Nov 2, 2026. OPERATING ENGINEERS LOCAL UNION #3 dates its published rate sheet Nov 2, 2026.

    Today's rates from OPERATING ENGINEERS LOCAL UNION #3

    ProductRateAPRPointsWe readSource
    30 Year Fixed7%7.082%—Nov 2, 2026Visit
    20 Year Fixed6.875%6.982%—Nov 2, 2026Visit
    15 Year Fixed6.125%6.255%—Nov 2, 2026Visit
    10 Year Fixed6.125%6.308%—Nov 2, 2026Visit
    5 Year ARM6%8.553%—Nov 2, 2026Visit
    7 Year ARM6.25%8.303%—Nov 2, 2026Visit
    10 Year ARM6.5%7.935%—Nov 2, 2026Visit
    30 Year Fixed Jumbo7%7.021%—Nov 2, 2026Visit
    20 Year Fixed Jumbo7%7.027%—Nov 2, 2026Visit
    15 Year Fixed Jumbo6.25%6.283%—Nov 2, 2026Visit
    10 Year Fixed Jumbo6.25%6.297%—Nov 2, 2026Visit
    5 Year ARM Jumbo6.125%8.779%—Nov 2, 2026Visit
    7 Year ARM Jumbo6.375%8.478%—Nov 2, 2026Visit
    10 Year ARM Jumbo6.625%8.092%—Nov 2, 2026Visit

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join OPERATING ENGINEERS LOCAL UNION #3

    Membership is primarily open to members of the Operating Engineers Local Union #3 and their immediate family members.

    Association / SEG
    Operating Engineers Local Union #3

    Where OPERATING ENGINEERS LOCAL UNION #3 writes mortgages

    OPERATING ENGINEERS LOCAL UNION #3 publishes mortgage lending in 1 state.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

    Not sure if OPERATING ENGINEERS LOCAL UNION #3 is your best fit?

    Compare every credit union you can actually join

    Enter your ZIP to see every credit union — including OPERATING ENGINEERS LOCAL UNION #3 if you qualify — ranked by today's rate.

    Get notified when OPERATING ENGINEERS LOCAL UNION #3's 30 Year Fixed rate changes
    Optional. No weekly digests, no spam — one email only when rates actually move. Manage or unsubscribe anytime.
    Advanced: adjust thresholds
    bps (0.10%)
    Optional. Emails when the rate reaches this level.

    More credit unions in California

    See all California credit union mortgage rates