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    ONTARIO SHORES mortgage rates

    ONTARIO SHORES's lowest publicly advertised 30-year fixed rate today is 6.625% — the national average is 6.805%. That's about $17,204 saved over the life of a $400,000, 30-year loan. We track ONTARIO SHORES daily and refresh rates every morning.

    Rates as of Sep 8, 2026

    Today's rates from ONTARIO SHORES

    ProductRateAPRPointsAs ofSource
    30 Year Fixed6.625%6.772%0Sep 8, 2026Visit
    20 Year Fixed6.875%7.073%0Sep 8, 2026Visit
    15 Year Fixed6.375%6.484%0Sep 8, 2026Visit
    FHA 30 Year Fixed6.5%7.442%0Sep 8, 2026Visit
    VA 30 Year Fixed6.625%7.038%0Sep 8, 2026Visit
    USDA 30 Year Fixed6.375%7.037%0Sep 8, 2026Visit
    Visit ONTARIO SHORES's rates page

    Rate history

    Lowest daily rate ONTARIO SHORES advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join ONTARIO SHORES

    Ontario Shores FCU serves individuals who live, work, worship, or attend school in Niagara, Orleans, Genesee, Wyoming, Cattaraugus, Allegany, or Steuben counties in New York, as well as employees of the Newfane Central School District.

    Employer
    Newfane Central School District
    County
    Niagara County, NY, Orleans County, NY, Genesee County, NY, Wyoming County, NY, Cattaraugus County, NY, Allegany County, NY, Steuben County, NY

    Where ONTARIO SHORES writes mortgages

    Lending states not published; shown as serving its chartered area. Confirm directly with ONTARIO SHORES.

    New York

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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