Home state: Nevada
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    ONE NEVADA mortgage rates

    ONE NEVADA's lowest publicly advertised 30-year fixed rate today is 6.253% APR — the national average is 7.147%. That's about $85,380 saved vs. national on a $400,000, 30-year loan; principal and interest only, no taxes or insurance, with each rate held for the full term. We read ONE NEVADA's rates every weekday, starting around 11 a.m. Central.

    We last read ONE NEVADA's rates page on Nov 2, 2026.

    Today's rates from ONE NEVADA

    ProductRateAPRPointsWe readSource
    30 Year Fixed6.125%6.253%1Nov 2, 2026Visit
    15 Year Fixed6.5%6.558%—Nov 2, 2026Visit
    FHA 30 Year Fixed6.5%6.703%—Nov 2, 2026Visit
    VA 30 Year Fixed6.625%6.977%—Nov 2, 2026Visit
    15 Year Fixed Refinance6.5%6.558%—Nov 2, 2026Visit
    30 Year Fixed Refinance6.25%6.379%1Nov 2, 2026Visit
    VA 30 Year Fixed Refinance6.625%6.977%—Nov 2, 2026Visit

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join ONE NEVADA

    Membership is open to anyone who lives, works, worships, or attends school in Clark, Nye, or Washoe counties, as well as family members of current One Nevada members.

    County
    Clark County, NV, Nye County, NV, Washoe County, NV

    Where ONE NEVADA writes mortgages

    ONE NEVADA publishes mortgage lending in 1 state.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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