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    Home state: New York
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    ONE CREDIT UNION OF NY mortgage rates

    ONE CREDIT UNION OF NY's lowest publicly advertised 30-year fixed rate today is 7.154% APR — the national average is 7.147%. We read ONE CREDIT UNION OF NY's rates every weekday, starting around 11 a.m. Central.

    We last read ONE CREDIT UNION OF NY's rates page on Nov 2, 2026.

    Today's rates from ONE CREDIT UNION OF NY

    ProductRateAPRPointsWe readSource
    30 Year Fixed7%7.154%0Nov 2, 2026Visit
    20 Year Fixed7%7.2%0Nov 2, 2026Visit
    15 Year Fixed6.875%7.121%0Nov 2, 2026Visit
    FHA 30 Year Fixed7%7.964%0Nov 2, 2026Visit
    VA 30 Year Fixed7.125%7.555%0Nov 2, 2026Visit
    USDA 30 Year Fixed6.875%7.551%0Nov 2, 2026Visit
    Visit ONE CREDIT UNION OF NY's rates page

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join ONE CREDIT UNION OF NY

    Membership at ONE Credit Union of NY is open to anyone who lives, works, worships, or attends school in Erie County, NY.

    County
    Erie County, NY

    Where ONE CREDIT UNION OF NY writes mortgages

    ONE CREDIT UNION OF NY publishes mortgage lending in 1 state.

    New York

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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