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    ONE CREDIT UNION OF NY mortgage rates

    ONE CREDIT UNION OF NY's lowest publicly advertised 30-year fixed rate today is 6.625% — the national average is 6.805%. That's about $17,204 saved over the life of a $400,000, 30-year loan. We track ONE CREDIT UNION OF NY daily and refresh rates every morning.

    Rates as of Sep 8, 2026

    Today's rates from ONE CREDIT UNION OF NY

    ProductRateAPRPointsAs ofSource
    30 Year Fixed6.625%6.772%0Sep 8, 2026Visit
    20 Year Fixed6.875%7.073%0Sep 8, 2026Visit
    15 Year Fixed6.375%6.484%0Sep 8, 2026Visit
    FHA 30 Year Fixed6.5%7.442%0Sep 8, 2026Visit
    VA 30 Year Fixed6.625%7.038%0Sep 8, 2026Visit
    USDA 30 Year Fixed6.375%7.037%0Sep 8, 2026Visit
    Visit ONE CREDIT UNION OF NY's rates page

    Rate history

    Lowest daily rate ONE CREDIT UNION OF NY advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join ONE CREDIT UNION OF NY

    Membership at ONE Credit Union of NY is open to anyone who lives, works, worships, or attends school in Erie County, NY.

    County
    Erie County, NY

    Where ONE CREDIT UNION OF NY writes mortgages

    Lending states not published; shown as serving its chartered area. Confirm directly with ONE CREDIT UNION OF NY.

    New York

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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