Today's rates from ONE
| Product | Rate | APR | Points | We read | Source | |
|---|---|---|---|---|---|---|
| 30 Year Fixed | 6.875% | 7.06% | — | Nov 2, 2026 Lender's sheet dated Oct 30, 2026 | Visit | |
| 20 Year Fixed | 6.5% | 6.754% | — | Nov 2, 2026 Lender's sheet dated Oct 30, 2026 | Visit | |
| 15 Year Fixed | 6.375% | 6.67% | — | Nov 2, 2026 Lender's sheet dated Oct 30, 2026 | Visit | |
| 5 Year ARM | 6.25% | 6.35% | — | Nov 2, 2026 Lender's sheet dated Oct 30, 2026 | Visit | |
| 15 Year ARM | 6.375% | 6.814% | — | Nov 2, 2026 Lender's sheet dated Oct 30, 2026 | Visit | |
| FHA 30 Year Fixed | 6.875% | 7.622% | — | Nov 2, 2026 Lender's sheet dated Oct 30, 2026 | Visit | |
| VA 30 Year Fixed | 7% | 7.549% | — | Nov 2, 2026 Lender's sheet dated Oct 30, 2026 | Visit |
Rate history
Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.
Collecting data — the trend chart appears after a few days of tracking.
Who can join ONE
One Credit Union is open to anyone who lives, works, worships, attends school, or volunteers in the states of Vermont or New Hampshire, as well as select counties throughout Massachusetts, Maine, and Eastern New York. Immediate family members of eligible individuals are also welcome to join.
County
Berkshire County, MA, Franklin County, MA, Hampshire County, MA, Hampden County, MA, Worcester County, MA, Middlesex County, MA, Suffolk County, MA, Essex County, MA, Norfolk County, MA, Oxford County, ME, Androscoggin County, ME, Cumberland County, ME…
Where ONE writes mortgages
ONE publishes mortgage lending in 4 states.
Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.
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