Home state: Michigan

    OMNI COMMUNITY mortgage rates

    OMNI COMMUNITY's lowest publicly advertised 30-year fixed rate today is 6.75% — the national average is 6.805%. That's about $5,271 saved over the life of a $400,000, 30-year loan. We track OMNI COMMUNITY daily and refresh rates every morning.

    Rates as of Sep 8, 2026

    Today's rates from OMNI COMMUNITY

    ProductRateAPRPointsAs ofSource
    30 Year Fixed6.75%6.912%Sep 8, 2026Visit
    20 Year Fixed6.625%6.838%Sep 8, 2026Visit
    15 Year Fixed6.125%6.385%Sep 8, 2026Visit
    10 Year Fixed6.125%6.493%Sep 8, 2026Visit
    FHA 30 Year Fixed6.75%6.913%Sep 8, 2026Visit
    VA 30 Year Fixed6.75%6.913%Sep 8, 2026Visit

    Rate history

    Lowest daily rate OMNI COMMUNITY advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join OMNI COMMUNITY

    Most people in Michigan can join this credit union, as it is open to anyone who lives, works, worships, or attends school in the state. Residents or workers in the Indiana counties of Elkhart, LaGrange, and St. Joseph are also eligible.

    County
    Elkhart County, IN, LaGrange County, IN, St. Joseph County, IN

    Where OMNI COMMUNITY writes mortgages

    Lending states not published; shown as serving its chartered area. Confirm directly with OMNI COMMUNITY.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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