Today's rates from OCEANAIR
| Product | Rate | APR | Points | As of | Source | |
|---|---|---|---|---|---|---|
| 30 Year Fixed | 6.75% | 6.775% | 0.256 | Sep 11, 2026 | Visit | |
| 15 Year Fixed | 5.75% | 5.828% | 0.5 | Sep 11, 2026 | Visit | |
| 5 Year ARM | 6.625% | 6.775% | 1.531 | Sep 11, 2026 | Visit | |
| 7 Year ARM | 7.875% | 7.461% | 1.592 | Sep 11, 2026 | Visit | |
| FHA 30 Year Fixed | 6.25% | 6.92% | 0.07 | Sep 11, 2026 | Visit | |
| VA 30 Year Fixed | 6.25% | 6.399% | 0.076 | Sep 11, 2026 | Visit | |
| 30 Year Fixed Jumbo | 6% | 6.047% | 0.5 | Sep 11, 2026 | Visit |
Rate history
Lowest daily rate OCEANAIR advertised for each product, past 90 days.
Collecting data — the trend chart appears after a few days of tracking.
Who can join OCEANAIR
OceanAir Federal Credit Union appears to have an open membership policy, stating that anyone reading their website is eligible to join.
Association / SEG
American Consumer Council (ACC) - nationwide
Family of a member
Immediate family members of current members
County
Ventura, CA
Where OCEANAIR writes mortgages
Lending states not published; shown as serving its chartered area. Confirm directly with OCEANAIR.
Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.
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