Today's rates from OCEANAIR
| Product | Rate | APR | Points | We read | Source | |
|---|---|---|---|---|---|---|
| 30 Year Fixed | 6.99% | 6.998% | 0.085 | Nov 2, 2026 | Visit | |
| 15 Year Fixed | 6.375% | 6.375% | 0.001 | Nov 2, 2026 | Visit | |
| 5 Year ARM | 6% | 6.386% | 0.089 | Nov 2, 2026 | Visit | |
| 7 Year ARM | 6.25% | 6.451% | 0.208 | Nov 2, 2026 | Visit | |
| FHA 30 Year Fixed | 6.375% | 7.074% | 0.335 | Nov 2, 2026 | Visit | |
| VA 30 Year Fixed | 6.625% | 6.77% | 0.003 | Nov 2, 2026 | Visit | |
| 30 Year Fixed Jumbo | 6.875% | 6.913% | 0.383 | Nov 2, 2026 | Visit | |
| 15 Year Fixed Jumbo | 6.75% | 6.83% | 0.5 | Nov 2, 2026 | Visit | |
| 5 Year ARM Jumbo | 7.25% | 6.878% | 0 | Nov 2, 2026 | Visit | |
| 7 Year ARM Jumbo | 7% | 7.01% | 0.104 | Nov 2, 2026 | Visit |
Rate history
Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.
Collecting data — the trend chart appears after a few days of tracking.
Who can join OCEANAIR
OceanAir Federal Credit Union appears to have an open membership policy, stating that anyone reading their website is eligible to join.
Association / SEG
American Consumer Council (ACC) - nationwide
Family of a member
Immediate family members of current members
County
Ventura, CA
Where OCEANAIR writes mortgages
OCEANAIR publishes mortgage lending in 1 state.
Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.
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