Today's rates from OCEAN STATE
| Product | Rate | APR | Points | As of | Source | |
|---|---|---|---|---|---|---|
| 30 Year Fixed | 7.125% | 7.225% | 0 | Sep 11, 2026 | Visit | |
| 20 Year Fixed | 7% | 7.129% | 0 | Sep 11, 2026 | Visit | |
| 15 Year Fixed | 6.5% | 6.658% | 0 | Sep 11, 2026 | Visit | |
| 10 Year Fixed | 6.5% | 6.723% | 0 | Sep 11, 2026 | Visit | |
| 5 Year ARM | 5.75% | 6.237% | 0 | Sep 11, 2026 | Visit | |
| 7 Year ARM | 6% | 6.277% | 0 | Sep 11, 2026 | Visit | |
| FHA 30 Year Fixed | 6.75% | 7.823% | 0 | Sep 11, 2026 | Visit | |
| USDA 30 Year Fixed | 6.25% | 7.314% | 0 | Sep 11, 2026 | Visit | |
| 5 Year ARM Jumbo | 5.875% | 6.287% | 0 | Sep 11, 2026 | Visit | |
| 7 Year ARM Jumbo | 6.125% | 6.341% | 0 | Sep 11, 2026 | Visit |
Rate history
Lowest daily rate OCEAN STATE advertised for each product, past 90 days.
Collecting data — the trend chart appears after a few days of tracking.
Who can join OCEAN STATE
Ocean State Credit Union is a statewide financial institution, meaning membership is open to anyone who lives, works, or attends school in Rhode Island.
Where OCEAN STATE writes mortgages
Lending states not published; shown as serving its chartered area. Confirm directly with OCEAN STATE.
Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.
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