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    OCEAN FINANCIAL mortgage rates

    OCEAN FINANCIAL's lowest publicly advertised 30-year fixed rate today is 7.154% APR — the national average is 7.147%. We read OCEAN FINANCIAL's rates every weekday, starting around 11 a.m. Central.

    We last read OCEAN FINANCIAL's rates page on Nov 2, 2026. OCEAN FINANCIAL dates its published rate sheet Dec 15, 2025.

    Today's rates from OCEAN FINANCIAL

    ProductRateAPRPointsWe readSource
    30 Year Fixed7%7.154%—Nov 2, 2026
    Lender's sheet dated Dec 15, 2025
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    20 Year Fixed7%7.2%—Nov 2, 2026
    Lender's sheet dated Dec 15, 2025
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    15 Year Fixed6.875%7.121%—Nov 2, 2026
    Lender's sheet dated Dec 15, 2025
    Visit

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join OCEAN FINANCIAL

    Ocean Financial is open to parishioners and employees of the Diocese of Rockville Centre, Knights of Columbus members in New York State, and students or employees of many Catholic schools and organizations across Nassau, Suffolk, and NYC.

    Employer
    Westco Financial Group, Molloy University, Catholic Health, Catholic Faith Network, Catholic Youth Organization of Long Island (CYO-LI), Catholic Charities of the Diocese of Rockville Centre, Catholic Cemeteries of Long Island, Catholic Medical Mission Board
    Association / SEG
    Dioceses of Rockville Centre (DRVC), Knights of Columbus (New York State), Friends of Catholic Education Association, Diocesan Information Systems Conference, St. Christopher School and Parish Office, Baldwin, NY, Maria Regina School and Parish Office, Seaford, NY, Sacred Heart Church in Island Park, NY, Xaverian High School, Brooklyn, NY, Nazareth High School, Brooklyn, NY, Bishop Ford High School, Brooklyn, NY, St. Francis Preparatory School, Flushing, NY, Christ the King Regional High School, Middle Village, NY…

    Where OCEAN FINANCIAL writes mortgages

    OCEAN FINANCIAL publishes mortgage lending in 1 state.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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