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    Credit union mortgage rates
    Home state: Connecticut
    Open membership
    Lends in 3 states

    NUTMEG STATE FINANCIAL mortgage rates

    NUTMEG STATE FINANCIAL's lowest publicly advertised 30-year fixed rate today is 7.04% APR — the national average is 7.147%. That's about $10,387 saved vs. national on a $400,000, 30-year loan; principal and interest only, no taxes or insurance, with each rate held for the full term. We read NUTMEG STATE FINANCIAL's rates every weekday, starting around 11 a.m. Central.

    We last read NUTMEG STATE FINANCIAL's rates page on Nov 2, 2026.

    Today's rates from NUTMEG STATE FINANCIAL

    ProductRateAPRPointsWe readSource
    30 Year Fixed6.99%7.04%—Nov 2, 2026Visit
    20 Year Fixed6.875%6.939%—Nov 2, 2026Visit
    15 Year Fixed5.875%5.953%—Nov 2, 2026Visit
    10 Year Fixed5.875%5.985%—Nov 2, 2026Visit
    5 Year ARM5.625%6.646%—Nov 2, 2026Visit
    7 Year ARM5.75%6.521%—Nov 2, 2026Visit
    10 Year ARM6%6.47%—Nov 2, 2026Visit
    Visit NUTMEG STATE FINANCIAL's rates page

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join NUTMEG STATE FINANCIAL

    Nutmeg State Financial Credit Union (formerly Crosspoint) is open to all U.S. citizens through a free membership in The Community Impact Fund. It also serves anyone who lives, works, worships, attends school, or volunteers in Hartford, Middlesex, Tolland, or New Haven counties, or in the Fairfield County towns of Bridgeport, Shelton, Stratford, Trumbull, Fairfield, Norwalk, and Westport, CT, plus spouses and immediate family of current members and credit union employees.

    Open membership. Anyone in the U.S. can join — no employer, geographic or association requirement.
    Employer
    Nutmeg State Financial Credit Union
    County
    Hartford County, CT, Middlesex County, CT, Tolland County, CT, New Haven County, CT
    City
    Bridgeport, CT, Shelton, CT, Stratford, CT, Trumbull, CT, Fairfield, CT, Norwalk, CT, Westport, CT

    Where NUTMEG STATE FINANCIAL writes mortgages

    NUTMEG STATE FINANCIAL publishes mortgage lending in 3 states.

    ConnecticutMassachusettsVermont

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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