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    Home state: New Jersey
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    Lends in 2 states

    NOVA UA mortgage rates

    NOVA UA's lowest publicly advertised 30-year fixed rate today is 6.875% APR — the national average is 7.147%. That's about $26,316 saved vs. national on a $400,000, 30-year loan; principal and interest only, no taxes or insurance, with each rate held for the full term. We read NOVA UA's rates every weekday, starting around 11 a.m. Central.

    We last read NOVA UA's rates page on Nov 2, 2026.

    Today's rates from NOVA UA

    ProductRateAPRPointsWe readSource
    30 Year Fixed6.875%6.875%0Nov 2, 2026Visit
    20 Year Fixed6.75%6.75%0Nov 2, 2026Visit
    15 Year Fixed6.5%6.5%0Nov 2, 2026Visit
    10 Year Fixed6.5%6.5%0Nov 2, 2026Visit
    3 Year ARM6.25%6.436%0Nov 2, 2026Visit
    5 Year ARM6.375%6.45%0Nov 2, 2026Visit
    7 Year ARM6.5%6.55%0Nov 2, 2026Visit
    10 Year ARM6.5%6.55%0Nov 2, 2026Visit
    Visit NOVA UA's rates page

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join NOVA UA

    Anyone can join NOVA UA Federal Credit Union by becoming a member of the Passaic County Historical Society or the Self Reliance Association of American Ukrainians. Membership is also available to those who live, work, worship, or attend school in Passaic County, New Jersey, and their immediate family members.

    Open membership. Anyone in the U.S. can join — no employer, geographic or association requirement.
    Association / SEG
    Self Reliance Association of American Ukrainians – Passaic Branch, Passaic County Historical Society
    County
    Passaic County, NJ

    Where NOVA UA writes mortgages

    NOVA UA publishes mortgage lending in 2 states.

    New JerseyNew York

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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