Home state: Vermont

    NORTH COUNTRY mortgage rates

    NORTH COUNTRY's lowest publicly advertised 30-year fixed rate today is 6.625% — the national average is 6.88%. That's about $24,411 saved over the life of a $400,000, 30-year loan. We track NORTH COUNTRY daily and refresh rates every morning.

    Today's rates from NORTH COUNTRY

    ProductRateAPRPointsAs ofSource
    30 Year Fixed6.625%6.722%0Sep 11, 2026Visit
    20 Year Fixed6.875%7.003%0Sep 11, 2026Visit
    15 Year Fixed6.5%6.658%0Sep 11, 2026Visit

    Rate history

    Lowest daily rate NORTH COUNTRY advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join NORTH COUNTRY

    Membership is generally available to those who live or work in the credit union's service area in Vermont and neighboring states, or by joining an affiliated foundation.

    Family of a member
    Immediate family of current members
    County
    Addison, VT, Caledonia, VT, Chittenden, VT, Essex, VT, Franklin, VT, Grand Isle, VT, Lamoille, VT, Orange, VT, Orleans, VT, Rutland, VT, Washington, VT, Coos, NH

    Where NORTH COUNTRY writes mortgages

    Lending states not published; shown as serving its chartered area. Confirm directly with NORTH COUNTRY.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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