Home state: Vermont
    Lends in 1 state

    NORTH COUNTRY mortgage rates

    NORTH COUNTRY's lowest publicly advertised 30-year fixed rate today is 6.973% APR — the national average is 7.147%. That's about $16,868 saved vs. national on a $400,000, 30-year loan; principal and interest only, no taxes or insurance, with each rate held for the full term. We read NORTH COUNTRY's rates every weekday, starting around 11 a.m. Central.

    We last read NORTH COUNTRY's rates page on Nov 2, 2026.

    Today's rates from NORTH COUNTRY

    ProductRateAPRPointsWe readSource
    30 Year Fixed6.875%6.973%0Nov 2, 2026Visit
    20 Year Fixed6.625%6.752%0Nov 2, 2026Visit
    15 Year Fixed6.5%6.658%0Nov 2, 2026Visit

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join NORTH COUNTRY

    Membership is generally available to those who live or work in the credit union's service area in Vermont and neighboring states, or by joining an affiliated foundation.

    Family of a member
    Immediate family of current members
    County
    Addison, VT, Caledonia, VT, Chittenden, VT, Essex, VT, Franklin, VT, Grand Isle, VT, Lamoille, VT, Orange, VT, Orleans, VT, Rutland, VT, Washington, VT, Coos, NH…

    Where NORTH COUNTRY writes mortgages

    NORTH COUNTRY publishes mortgage lending in 1 state.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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