Home state: Alabama

    NEW HORIZONS mortgage rates

    NEW HORIZONS's lowest publicly advertised 30-year fixed rate today is 5.9% — the national average is 6.88%. That's about $92,342 saved over the life of a $400,000, 30-year loan. We track NEW HORIZONS daily and refresh rates every morning.

    Today's rates from NEW HORIZONS

    ProductRateAPRPointsAs ofSource
    30 Year Fixed5.9%6.043%Sep 11, 2026Visit
    20 Year Fixed5.695%5.883%Sep 11, 2026Visit
    15 Year Fixed5.455%5.691%Sep 11, 2026Visit
    5 Year ARM6.34%6.104%Sep 11, 2026Visit
    7 Year ARM6.48%6.25%Sep 11, 2026Visit
    10 Year ARM6.64%6.467%Sep 11, 2026Visit

    Rate history

    Lowest daily rate NEW HORIZONS advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join NEW HORIZONS

    Membership is available to anyone who lives, works, worships, or attends school in select counties in Alabama and Florida, as well as employees of member companies and relatives of current members.

    County
    Mobile County, AL, Baldwin County, AL, Washington County, AL, Clarke County, AL, Monroe County, AL, Escambia County, AL, Escambia County, FL, Santa Rosa County, FL, Okaloosa County, FL

    Where NEW HORIZONS writes mortgages

    Lending states not published; shown as serving its chartered area. Confirm directly with NEW HORIZONS.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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