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    Credit union mortgage rates
    Home state: Alabama
    Lends in 2 states

    NEW HORIZONS mortgage rates

    NEW HORIZONS's lowest publicly advertised 30-year fixed rate today is 6.27% APR — the national average is 7.147%. That's about $83,787 saved vs. national on a $400,000, 30-year loan; principal and interest only, no taxes or insurance, with each rate held for the full term. We read NEW HORIZONS's rates every weekday, starting around 11 a.m. Central.

    We last read NEW HORIZONS's rates page on Nov 2, 2026.

    Today's rates from NEW HORIZONS

    ProductRateAPRPointsWe readSource
    30 Year Fixed6.125%6.27%—Nov 2, 2026Visit
    20 Year Fixed5.91%6.1%—Nov 2, 2026Visit
    15 Year Fixed5.68%5.917%—Nov 2, 2026Visit
    5 Year ARM6.34%6.104%—Nov 2, 2026Visit
    7 Year ARM6.48%6.25%—Nov 2, 2026Visit
    10 Year ARM6.64%6.467%—Nov 2, 2026Visit
    Visit NEW HORIZONS's rates page

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join NEW HORIZONS

    Membership is available to anyone who lives, works, worships, or attends school in select counties in Alabama and Florida, as well as employees of member companies and relatives of current members.

    County
    Mobile County, AL, Baldwin County, AL, Washington County, AL, Clarke County, AL, Monroe County, AL, Escambia County, AL, Escambia County, FL, Santa Rosa County, FL, Okaloosa County, FL

    Where NEW HORIZONS writes mortgages

    NEW HORIZONS publishes mortgage lending in 2 states.

    AlabamaFlorida

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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