Home state: Missouri

    NEIGHBORS mortgage rates

    NEIGHBORS's lowest publicly advertised 30-year fixed rate today is 6.125% — the national average is 6.88%. That's about $71,499 saved over the life of a $400,000, 30-year loan. We track NEIGHBORS daily and refresh rates every morning.

    Rates as of Sep 5, 2026

    Today's rates from NEIGHBORS

    ProductRateAPRPointsAs ofSource
    30 Year Fixed6.125%6.324%1.25Sep 5, 2026Visit
    20 Year Fixed5.875%6.136%1.25Sep 5, 2026Visit
    15 Year Fixed5.5%5.825%1.25Sep 5, 2026Visit
    FHA 30 Year Fixed6.25%6.954%0Sep 5, 2026Visit
    VA 30 Year Fixed6.25%6.372%0Sep 5, 2026Visit
    30 Year Fixed Jumbo6.2%6.335%1.25Sep 5, 2026Visit

    Rate history

    Lowest daily rate NEIGHBORS advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join NEIGHBORS

    NEIGHBORS offers scholarships to individuals with a permanent Missouri address in Macon, Monroe, or Shelby County. Their Caring Co-op Neighbors Program assists North Central Missouri Electric Cooperative (NCMEC) members who participate in the program. Eligibility for NCMEC's program also extends to residents of Linn, Sullivan, and Putnam counties in Missouri, as their trustee board is comprised of representatives from these counties.

    Association / SEG
    North Central Missouri Electric Cooperative (NCMEC)
    County
    Macon County, MO, Monroe County, MO, Shelby County, MO, Linn County, MO, Sullivan County, MO, Putnam County, MO

    Where NEIGHBORS writes mortgages

    Lending states not published; shown as serving its chartered area. Confirm directly with NEIGHBORS.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

    Not sure if NEIGHBORS is your best fit?

    Compare every credit union you can actually join

    Enter your ZIP to see every credit union — including NEIGHBORS if you qualify — ranked by today's rate.

    Get notified when NEIGHBORS's 30 Year Fixed rate changes
    Optional. No weekly digests, no spam — one email only when rates actually move. Manage or unsubscribe anytime.
    Advanced: adjust thresholds
    bps (0.10%)
    Optional. Emails when the rate reaches this level.

    More credit unions in Missouri

    See all Missouri credit union mortgage rates