Home state: Missouri
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    NEIGHBORS mortgage rates

    NEIGHBORS's lowest publicly advertised 30-year fixed rate today is 7.083% APR — the national average is 7.147%. That's about $6,218 saved vs. national on a $400,000, 30-year loan; principal and interest only, no taxes or insurance, with each rate held for the full term. We read NEIGHBORS's rates every weekday, starting around 11 a.m. Central.

    We last read NEIGHBORS's rates page on Nov 2, 2026.

    Today's rates from NEIGHBORS

    ProductRateAPRPointsWe readSource
    30 Year Fixed6.875%7.083%1.25Nov 2, 2026Visit
    20 Year Fixed6.75%7.021%1.25Nov 2, 2026Visit
    15 Year Fixed6.375%6.709%1.25Nov 2, 2026Visit
    FHA 30 Year Fixed7.25%7.971%0Nov 2, 2026Visit
    VA 30 Year Fixed7.375%7.533%0Nov 2, 2026Visit
    30 Year Fixed Jumbo6.875%7.016%1.25Nov 2, 2026Visit

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join NEIGHBORS

    NEIGHBORS offers scholarships to individuals with a permanent Missouri address in Macon, Monroe, or Shelby County. Their Caring Co-op Neighbors Program assists North Central Missouri Electric Cooperative (NCMEC) members who participate in the program. Eligibility for NCMEC's program also extends to residents of Linn, Sullivan, and Putnam counties in Missouri, as their trustee board is comprised of representatives from these counties.

    Association / SEG
    North Central Missouri Electric Cooperative (NCMEC)
    County
    Macon County, MO, Monroe County, MO, Shelby County, MO, Linn County, MO, Sullivan County, MO, Putnam County, MO

    Where NEIGHBORS writes mortgages

    NEIGHBORS publishes mortgage lending in 1 state.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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