Today's rates from NAVY FEDERAL CREDIT UNION
| Product | Rate | APR | Points | As of | Source | |
|---|---|---|---|---|---|---|
| 30 Year Fixed | 6.5% | 6.658% | 0.625 | Sep 11, 2026 | Visit | |
| 15 Year Fixed | 5.875% | 6.111% | 0.5 | Sep 11, 2026 | Visit | |
| 3 Year ARM | 5.625% | 6.403% | 0.25 | Sep 11, 2026 | Visit | |
| 5 Year ARM | 5.875% | 6.379% | 0.25 | Sep 11, 2026 | Visit | |
| VA 30 Year Fixed | 6.125% | 6.571% | 0.625 | Sep 11, 2026 | Visit | |
| VA 15 Year Fixed | 5.75% | 6.409% | 0.25 | Sep 11, 2026 | Visit | |
| 30 Year Fixed Jumbo | 6.75% | 6.911% | 0.625 | Sep 11, 2026 | Visit | |
| 15 Year Fixed Jumbo | 6.375% | 6.614% | 0.5 | Sep 11, 2026 | Visit | |
| 5 Year ARM Jumbo | 5.875% | 6.379% | 0.25 | Sep 11, 2026 | Visit | |
| 3 Year ARM Jumbo | 5.625% | 6.403% | 0.25 | Sep 11, 2026 | Visit |
Rate history
Lowest daily rate NAVY FEDERAL CREDIT UNION advertised for each product, past 90 days.
Who can join NAVY FEDERAL CREDIT UNION
Membership in Navy Federal Credit Union is open to active duty, retired, and veteran members of the Army, Marine Corps, Navy, Air Force, Coast Guard, National Guard, and Space Force. Department of Defense (DoD) civilians, including employees, contractors, retirees, and annuitants, are also eligible. Immediate family members of eligible individuals, including spouses, siblings, parents, children (including adopted and stepchildren), grandparents, and grandchildren, can also join. Household members of eligible individuals are also able to join.
Where NAVY FEDERAL CREDIT UNION writes mortgages
Lending states not published; shown as serving its chartered area. Confirm directly with NAVY FEDERAL CREDIT UNION.
Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.
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