Home state: Massachusetts
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    NAVEO mortgage rates

    NAVEO's lowest publicly advertised 30-year fixed rate today is 7.068% APR — the national average is 7.147%. That's about $7,673 saved vs. national on a $400,000, 30-year loan; principal and interest only, no taxes or insurance, with each rate held for the full term. We read NAVEO's rates every weekday, starting around 11 a.m. Central.

    We last read NAVEO's rates page on Nov 2, 2026. NAVEO dates its published rate sheet Oct 26, 2026.

    Today's rates from NAVEO

    ProductRateAPRPointsWe readSource
    30 Year Fixed7%7.068%0Nov 2, 2026
    Lender's sheet dated Oct 26, 2026
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    20 Year Fixed7%7.089%0Nov 2, 2026
    Lender's sheet dated Oct 26, 2026
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    15 Year Fixed6.75%6.859%0Nov 2, 2026
    Lender's sheet dated Oct 26, 2026
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    10 Year Fixed6.75%6.904%0Nov 2, 2026
    Lender's sheet dated Oct 26, 2026
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    5 Year ARM5.625%6.445%0Nov 2, 2026
    Lender's sheet dated Oct 26, 2026
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    7 Year ARM5.75%6.362%0Nov 2, 2026
    Lender's sheet dated Oct 26, 2026
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    10 Year ARM6%6.364%0Nov 2, 2026
    Lender's sheet dated Oct 26, 2026
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    15 Year ARM6.875%6.947%0Nov 2, 2026
    Lender's sheet dated Oct 26, 2026
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    30 Year Fixed Jumbo7.625%7.696%0Nov 2, 2026
    Lender's sheet dated Oct 26, 2026
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    5 Year ARM Jumbo6.25%6.672%0Nov 2, 2026
    Lender's sheet dated Oct 26, 2026
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    7 Year ARM Jumbo6.375%6.662%0Nov 2, 2026
    Lender's sheet dated Oct 26, 2026
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    10 Year ARM Jumbo6.625%6.757%0Nov 2, 2026
    Lender's sheet dated Oct 26, 2026
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    15 Year ARM Jumbo6.875%6.925%0Nov 2, 2026
    Lender's sheet dated Oct 26, 2026
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    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join NAVEO

    Naveo Credit Union is open to anyone who lives, works, or attends school in Middlesex and Suffolk Counties, as well as several specific municipalities in Essex County, Massachusetts. Immediate family members of current or eligible members are also welcome to join.

    County
    Middlesex County, MA, Suffolk County, MA
    City
    Essex County, MA

    Where NAVEO writes mortgages

    NAVEO publishes mortgage lending in 1 state.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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