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    Credit union mortgage rates
    Home state: New York
    Lends in 1 state

    N C P D mortgage rates

    N C P D's lowest publicly advertised 30-year fixed rate today is 6.762% APR — the national average is 7.147%. That's about $37,164 saved vs. national on a $400,000, 30-year loan; principal and interest only, no taxes or insurance, with each rate held for the full term. We read N C P D's rates every weekday, starting around 11 a.m. Central.

    We last read N C P D's rates page on Nov 2, 2026.

    Today's rates from N C P D

    ProductRateAPRPointsWe readSource
    30 Year Fixed6.75%6.762%—Nov 2, 2026Visit
    20 Year Fixed6.375%6.39%—Nov 2, 2026Visit
    15 Year Fixed6.25%6.269%—Nov 2, 2026Visit
    10 Year Fixed6%6.027%—Nov 2, 2026Visit
    5 Year ARM6.125%7.129%—Nov 2, 2026Visit
    7 Year ARM6.25%7.045%—Nov 2, 2026Visit
    Visit N C P D's rates page

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join N C P D

    Membership is open to employees of federal, state, county, and municipal police departments who work in Nassau County, NY, including MTA Police and Police Academy recruits. Immediate family members of these employees are also eligible to join.

    Employer
    Metropolitan Transportation Authority (MTA) Police, Nassau County Police Department, Municipal police protection agencies in Nassau County, Federal police agencies working in Nassau County, State police agencies working in Nassau County

    Where N C P D writes mortgages

    N C P D publishes mortgage lending in 1 state.

    New York

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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