Home state: New York

    N C P D mortgage rates

    N C P D's lowest publicly advertised 30-year fixed rate today is 6.5% — the national average is 6.88%. That's about $36,281 saved over the life of a $400,000, 30-year loan. We track N C P D daily and refresh rates every morning.

    Today's rates from N C P D

    ProductRateAPRPointsAs ofSource
    30 Year Fixed6.5%6.512%Sep 11, 2026Visit
    20 Year Fixed6.125%6.14%Sep 11, 2026Visit
    15 Year Fixed6%6.019%Sep 11, 2026Visit
    10 Year Fixed5.75%5.777%Sep 11, 2026Visit
    5 Year ARM5.875%6.545%Sep 11, 2026Visit
    7 Year ARM6%6.503%Sep 11, 2026Visit

    Rate history

    Lowest daily rate N C P D advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join N C P D

    Membership is open to employees of federal, state, county, and municipal police departments who work in Nassau County, NY, including MTA Police and Police Academy recruits. Immediate family members of these employees are also eligible to join.

    Employer
    Metropolitan Transportation Authority (MTA) Police, Nassau County Police Department, Municipal police protection agencies in Nassau County, Federal police agencies working in Nassau County, State police agencies working in Nassau County

    Where N C P D writes mortgages

    Lending states not published; shown as serving its chartered area. Confirm directly with N C P D.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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