Today's rates from MYPOINT
| Product | Rate | APR | Points | As of | Source | |
|---|---|---|---|---|---|---|
| 30 Year Fixed | 6.375% | 6.767% | 0 | Sep 11, 2026 | Visit | |
| 20 Year Fixed | 6.625% | 6.657% | 0 | Sep 11, 2026 | Visit | |
| 15 Year Fixed | 6.25% | 6.29% | 0 | Sep 11, 2026 | Visit | |
| 10 Year Fixed | 6.25% | 6.306% | 0 | Sep 11, 2026 | Visit | |
| 5 Year ARM | 5.875% | 6.463% | 0 | Sep 11, 2026 | Visit | |
| 7 Year ARM | 6% | 6.439% | 0 | Sep 11, 2026 | Visit | |
| 10 Year ARM | 6.125% | 6.432% | 0 | Sep 11, 2026 | Visit |
Rate history
Lowest daily rate MYPOINT advertised for each product, past 90 days.
Collecting data — the trend chart appears after a few days of tracking.
Who can join MYPOINT
Membership is available to anyone who lives, works, or worships in San Diego or Riverside Counties. Immediate family members of current MyPoint Credit Union members are also eligible to join.
County
San Diego County, CA, Riverside County, CA
Where MYPOINT writes mortgages
Lending states not published; shown as serving its chartered area. Confirm directly with MYPOINT.
Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.
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