Home state: Florida

    MY PENSACOLA mortgage rates

    MY PENSACOLA's lowest publicly advertised 30-year fixed rate today is 6.5% APR — the national average is 7.244%. That's about $71,570 saved over the life of a $400,000, 30-year loan. We track MY PENSACOLA daily and refresh rates every morning.

    We last read MY PENSACOLA's rates page on Sep 26, 2026.

    Today's rates from MY PENSACOLA

    ProductRateAPRPointsWe readSource
    30 Year Fixed—Lender publishes APR only6.5%—Sep 26, 2026
    Lender's sheet dated Sep 1, 2026
    Visit
    20 Year Fixed—Lender publishes APR only6.25%—Sep 26, 2026
    Lender's sheet dated Sep 1, 2026
    Visit

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join MY PENSACOLA

    Membership is available to individuals who live, work, worship, or attend school in Escambia County, Florida, as well as their immediate family members.

    County
    Escambia County, FL

    Where MY PENSACOLA writes mortgages

    Lending states not published; shown as serving its chartered area. Confirm directly with MY PENSACOLA.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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