Home state: New Jersey

    MOTION mortgage rates

    MOTION's lowest publicly advertised 30-year fixed rate today is 7.25% — the national average is 6.88%. We track MOTION daily and refresh rates every morning.

    Today's rates from MOTION

    ProductRateAPRPointsAs ofSource
    30 Year Fixed7.25%7.322%0Sep 11, 2026Visit
    20 Year Fixed7.125%7.218%0Sep 11, 2026Visit
    15 Year Fixed6.625%6.738%0Sep 11, 2026Visit

    Rate history

    Lowest daily rate MOTION advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join MOTION

    Membership is open to employees and retirees of participating Select Employer Groups and members of affiliated organizations. Immediate family members of current or eligible members may also join.

    Where MOTION writes mortgages

    Lending states not published; shown as serving its chartered area. Confirm directly with MOTION.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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