Home state: New Jersey
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    MOTION mortgage rates

    MOTION's lowest publicly advertised 30-year fixed rate today is 7.448% APR — the national average is 7.147%. We read MOTION's rates every weekday, starting around 11 a.m. Central.

    We last read MOTION's rates page on Nov 2, 2026. MOTION dates its published rate sheet Nov 2, 2026.

    Today's rates from MOTION

    ProductRateAPRPointsWe readSource
    30 Year Fixed7.375%7.448%0Nov 2, 2026Visit
    20 Year Fixed7%7.092%0Nov 2, 2026Visit
    15 Year Fixed6.75%6.864%0Nov 2, 2026Visit

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join MOTION

    Membership is open to employees and retirees of participating Select Employer Groups and members of affiliated organizations. Immediate family members of current or eligible members may also join.

    Where MOTION writes mortgages

    MOTION publishes mortgage lending in 1 state.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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