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    Home state: New York
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    MORTON LANE mortgage rates

    MORTON LANE's lowest publicly advertised 30-year fixed rate today is 6.875% — the national average is 6.88%. That's about $481 saved over the life of a $400,000, 30-year loan. We track MORTON LANE daily and refresh rates every morning.

    Rates as of Sep 11, 2026

    Today's rates from MORTON LANE

    ProductRateAPRPointsAs ofSource
    30 Year Fixed6.875%7.026%0Sep 11, 2026Visit
    20 Year Fixed7%7.2%0Sep 11, 2026Visit
    15 Year Fixed6.625%6.866%0Sep 11, 2026Visit
    FHA 30 Year Fixed6.75%7.703%0Sep 11, 2026Visit
    VA 30 Year Fixed6.75%7.167%0Sep 11, 2026Visit
    USDA 30 Year Fixed6.625%7.294%0Sep 11, 2026Visit
    Visit MORTON LANE's rates page

    Rate history

    Lowest daily rate MORTON LANE advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join MORTON LANE

    Morton Lane Federal Credit Union is open to all US citizens who join the Morton Lane Charitable Foundation. It also serves employees, students, and alumni of University at Buffalo and Buffalo State, staff of Roswell Park Cancer Institute, and members of specific local organizations.

    Open membership. Anyone in the U.S. can join — no employer, geographic or association requirement.
    Employer
    Buffalo State, University at Buffalo, Roswell Park Cancer Institute, Research Institute on Alcoholism, Buffalo State College Foundation, Roswell Park Day Care, Buffalo State Child Care Center, Hauptman-Woodward Medical Institute, Roswell Park Alliance Foundation
    Association / SEG
    Morton Lane Charitable Foundation, UB Alumni Association, Buffalo State Alumni Association, Temple Beth Tzedek

    Where MORTON LANE writes mortgages

    MORTON LANE publishes mortgage lending in 1 state.

    New York

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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