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    MISSOURI ELECTRIC COOPERATIVES EMPL mortgage rates

    MISSOURI ELECTRIC COOPERATIVES EMPL's lowest publicly advertised 30-year fixed rate today is 7.089% APR — the national average is 7.147%. That's about $5,636 saved vs. national on a $400,000, 30-year loan; principal and interest only, no taxes or insurance, with each rate held for the full term. We read MISSOURI ELECTRIC COOPERATIVES EMPL's rates every weekday, starting around 11 a.m. Central.

    We last read MISSOURI ELECTRIC COOPERATIVES EMPL's rates page on Nov 2, 2026.

    Today's rates from MISSOURI ELECTRIC COOPERATIVES EMPL

    ProductRateAPRPointsWe readSource
    30 Year Fixed6.875%7.089%—Nov 2, 2026Visit
    20 Year Fixed6.375%6.658%—Nov 2, 2026Visit
    15 Year Fixed6.625%6.895%—Nov 2, 2026Visit
    10 Year Fixed6.375%6.758%—Nov 2, 2026Visit
    Visit MISSOURI ELECTRIC COOPERATIVES EMPL's rates page

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join MISSOURI ELECTRIC COOPERATIVES EMPL

    Membership is open to employees of Rural Missouri Electric Cooperatives, KAMO Power, AMEC, and several other select electric cooperatives in Missouri, Iowa, Oklahoma, and Arkansas, as well as their immediate family members.

    Employer
    Rural Missouri Electric Cooperatives, KAMO Power, Northeast Oklahoma, Access Energy, Chariton Valley, Southern Iowa, Ozarks Electric (AR), AMEC, MECE Credit Union

    Where MISSOURI ELECTRIC COOPERATIVES EMPL writes mortgages

    MISSOURI ELECTRIC COOPERATIVES EMPL publishes mortgage lending in 1 state.

    Missouri

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

    Not sure if MISSOURI ELECTRIC COOPERATIVES EMPL is your best fit?

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