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    Home state: Minnesota
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    MINNCO mortgage rates

    MINNCO's lowest publicly advertised 30-year fixed rate today is 7.351% APR — the national average is 7.147%. We read MINNCO's rates every weekday, starting around 11 a.m. Central.

    We last read MINNCO's rates page on Nov 2, 2026.

    Today's rates from MINNCO

    ProductRateAPRPointsWe readSource
    30 Year Fixed7.25%7.351%—Nov 2, 2026Visit
    20 Year Fixed6.75%6.879%—Nov 2, 2026Visit
    15 Year Fixed6.625%6.785%—Nov 2, 2026Visit
    Visit MINNCO's rates page

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join MINNCO

    Membership is open to: (1) people who live, work, worship, volunteer, or attend school in — and businesses or legal entities located in — the Minnesota counties of Isanti, Chisago, Anoka, Benton, Sherburne, Mille Lacs, Washington, Ramsey, Hennepin, Wright, Pine, or Kanabec; (2) members of Federated Co-ops, Inc.; (3) donors to the Minnco Credit Union Foundation, Inc.; and (4) the spouse of a member and any blood or adoptive relative of a member or their spouse (and those relatives' spouses).

    Association / SEG
    Federated Co-ops, Inc. members, Donors to Minnco Credit Union Foundation, Inc.
    Family of a member
    Spouse of a member, Blood or adoptive relative of a member or their spouse, and their spouses
    County
    Isanti, MN, Chisago, MN, Anoka, MN, Benton, MN, Sherburne, MN, Mille Lacs, MN, Washington, MN, Ramsey, MN, Hennepin, MN, Wright, MN, Pine, MN, Kanabec, MN

    Where MINNCO writes mortgages

    MINNCO publishes mortgage lending in 1 state.

    Minnesota

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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