Home state: Minnesota

    MINNCO mortgage rates

    MINNCO's lowest publicly advertised 30-year fixed rate today is 7% — the national average is 6.88%. We track MINNCO daily and refresh rates every morning.

    Today's rates from MINNCO

    ProductRateAPRPointsAs ofSource
    30 Year Fixed7%7.1%Sep 11, 2026Visit
    20 Year Fixed6.75%6.879%Sep 11, 2026Visit
    15 Year Fixed6.375%6.534%Sep 11, 2026Visit

    Rate history

    Lowest daily rate MINNCO advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join MINNCO

    Membership is open to: (1) people who live, work, worship, volunteer, or attend school in — and businesses or legal entities located in — the Minnesota counties of Isanti, Chisago, Anoka, Benton, Sherburne, Mille Lacs, Washington, Ramsey, Hennepin, Wright, Pine, or Kanabec; (2) members of Federated Co-ops, Inc.; (3) donors to the Minnco Credit Union Foundation, Inc.; and (4) the spouse of a member and any blood or adoptive relative of a member or their spouse (and those relatives' spouses).

    Association / SEG
    Federated Co-ops, Inc. members, Donors to Minnco Credit Union Foundation, Inc.
    Family of a member
    Spouse of a member, Blood or adoptive relative of a member or their spouse, and their spouses
    County
    Isanti, MN, Chisago, MN, Anoka, MN, Benton, MN, Sherburne, MN, Mille Lacs, MN, Washington, MN, Ramsey, MN, Hennepin, MN, Wright, MN, Pine, MN, Kanabec, MN

    Where MINNCO writes mortgages

    Lending states not published; shown as serving its chartered area. Confirm directly with MINNCO.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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