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    Credit union mortgage rates
    Home state: Iowa
    Lends in 1 state

    MIDLAND mortgage rates

    MIDLAND's lowest publicly advertised 30-year fixed rate today is 6.875% APR — the national average is 7.147%. That's about $26,316 saved vs. national on a $400,000, 30-year loan; principal and interest only, no taxes or insurance, with each rate held for the full term. We read MIDLAND's rates every weekday, starting around 11 a.m. Central.

    We last read MIDLAND's rates page on Nov 2, 2026.

    Today's rates from MIDLAND

    ProductRateAPRPointsWe readSource
    30 Year Fixed—Lender publishes APR only6.875%—Nov 2, 2026Visit
    20 Year Fixed—Lender publishes APR only6.625%—Nov 2, 2026Visit
    15 Year Fixed—Lender publishes APR only6.375%—Nov 2, 2026Visit
    10 Year Fixed Refinance—Lender publishes APR only6.125%—Nov 2, 2026Visit
    Visit MIDLAND's rates page

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join MIDLAND

    Midland Credit Union is open to anyone who lives or works in 24 specific Iowa counties, including Polk, Dallas, and Story. Eligibility also extends to family members of current members and employees of various approved small employee groups.

    Association / SEG
    United Credit Union, NGPL Employees Credit Union, Urbandale Municipal Employees Credit Union
    County
    Adair County, IA, Adams County, IA, Audubon County, IA, Boone County, IA, Cass County, IA, Dallas County, IA, Guthrie County, IA, Harrison County, IA, Henry County, IA, Jasper County, IA, Keokuk County, IA, Louisa County, IA…

    Where MIDLAND writes mortgages

    MIDLAND publishes mortgage lending in 1 state.

    Iowa

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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