Home state: Iowa

    MIDLAND mortgage rates

    MIDLAND's lowest publicly advertised 30-year fixed rate today is 5.875% — the national average is 6.88%. That's about $94,644 saved over the life of a $400,000, 30-year loan. We track MIDLAND daily and refresh rates every morning.

    Today's rates from MIDLAND

    ProductRateAPRPointsAs ofSource
    30 Year Fixed5.875%Sep 11, 2026Visit
    20 Year Fixed5.625%Sep 11, 2026Visit
    15 Year Fixed5.375%Sep 11, 2026Visit
    10 Year Fixed Refinance5.25%Sep 11, 2026Visit

    Rate history

    Lowest daily rate MIDLAND advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join MIDLAND

    Midland Credit Union is open to anyone who lives or works in 24 specific Iowa counties, including Polk, Dallas, and Story. Eligibility also extends to family members of current members and employees of various approved small employee groups.

    Association / SEG
    United Credit Union, NGPL Employees Credit Union, Urbandale Municipal Employees Credit Union
    County
    Adair County, IA, Adams County, IA, Audubon County, IA, Boone County, IA, Cass County, IA, Dallas County, IA, Guthrie County, IA, Harrison County, IA, Henry County, IA, Jasper County, IA, Keokuk County, IA, Louisa County, IA

    Where MIDLAND writes mortgages

    Lending states not published; shown as serving its chartered area. Confirm directly with MIDLAND.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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