CU RateFinder
    Credit union mortgage rates
    Home state: New York

    MID-HUDSON VALLEY mortgage rates

    MID-HUDSON VALLEY's lowest publicly advertised 30-year fixed rate today is 6.875% — the national average is 6.88%. That's about $481 saved over the life of a $400,000, 30-year loan. We track MID-HUDSON VALLEY daily and refresh rates every morning.

    Today's rates from MID-HUDSON VALLEY

    ProductRateAPRPointsAs ofSource
    30 Year Fixed6.875%6.938%0Sep 11, 2026Visit
    20 Year Fixed6.875%6.957%0Sep 11, 2026Visit
    15 Year Fixed5.75%5.757%0Sep 11, 2026Visit
    5 Year ARM5.625%6.505%0Sep 11, 2026Visit
    7 Year ARM5.75%6.406%0Sep 11, 2026Visit
    10 Year ARM6%6.388%0Sep 11, 2026Visit
    Visit MID-HUDSON VALLEY's rates page

    Rate history

    Lowest daily rate MID-HUDSON VALLEY advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join MID-HUDSON VALLEY

    Mid-Hudson Valley Federal Credit Union is open to anyone who lives, works, worships, volunteers, or attends school in the New York counties of Ulster, Dutchess, Orange, Westchester, Rockland, Putnam, or Sullivan. Immediate family and household members of current members are also eligible to join.

    County
    Ulster County, NY, Dutchess County, NY, Orange County, NY, Westchester County, NY, Rockland County, NY, Putnam County, NY, Sullivan County, NY

    Where MID-HUDSON VALLEY writes mortgages

    Lending states not published; shown as serving its chartered area. Confirm directly with MID-HUDSON VALLEY.

    New York

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

    Not sure if MID-HUDSON VALLEY is your best fit?

    Compare every credit union you can actually join

    Enter your ZIP to see every credit union — including MID-HUDSON VALLEY if you qualify — ranked by today's rate.

    Get notified when MID-HUDSON VALLEY's 30 Year Fixed rate changes
    Optional. No weekly digests, no spam — one email only when rates actually move. Manage or unsubscribe anytime.
    Advanced: adjust thresholds
    bps (0.10%)
    Optional. Emails when the rate reaches this level.

    More credit unions in New York

    See all New York credit union mortgage rates