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    MID-HUDSON VALLEY mortgage rates

    MID-HUDSON VALLEY's lowest publicly advertised 30-year fixed rate today is 7.189% APR — the national average is 7.147%. We read MID-HUDSON VALLEY's rates every weekday, starting around 11 a.m. Central.

    We last read MID-HUDSON VALLEY's rates page on Nov 2, 2026.

    Today's rates from MID-HUDSON VALLEY

    ProductRateAPRPointsWe readSource
    30 Year Fixed7.125%7.189%0Nov 2, 2026Visit
    20 Year Fixed7.125%7.208%0Nov 2, 2026Visit
    15 Year Fixed6.5%6.506%0Nov 2, 2026Visit
    5 Year ARM6%6.871%0Nov 2, 2026Visit
    7 Year ARM6.125%6.772%0Nov 2, 2026Visit
    10 Year ARM6.375%6.756%0Nov 2, 2026Visit
    Visit MID-HUDSON VALLEY's rates page

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join MID-HUDSON VALLEY

    Mid-Hudson Valley Federal Credit Union is open to anyone who lives, works, worships, volunteers, or attends school in the New York counties of Ulster, Dutchess, Orange, Westchester, Rockland, Putnam, or Sullivan. Immediate family and household members of current members are also eligible to join.

    County
    Ulster County, NY, Dutchess County, NY, Orange County, NY, Westchester County, NY, Rockland County, NY, Putnam County, NY, Sullivan County, NY

    Where MID-HUDSON VALLEY writes mortgages

    MID-HUDSON VALLEY publishes mortgage lending in 1 state.

    New York

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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