Home state: Kansas
    Lends in 1 state

    MID AMERICAN mortgage rates

    MID AMERICAN's lowest publicly advertised 30-year fixed rate today is 6.879% APR — the national average is 7.147%. That's about $25,931 saved vs. national on a $400,000, 30-year loan; principal and interest only, no taxes or insurance, with each rate held for the full term. We read MID AMERICAN's rates every weekday, starting around 11 a.m. Central.

    We last read MID AMERICAN's rates page on Nov 2, 2026.

    Today's rates from MID AMERICAN

    ProductRateAPRPointsWe readSource
    30 Year Fixed6.75%6.879%—Nov 2, 2026Visit
    20 Year Fixed6.25%6.41%—Nov 2, 2026Visit
    15 Year Fixed6%6.197%—Nov 2, 2026Visit

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join MID AMERICAN

    Mid American Credit Union is open to anyone who lives, works, or worships in 44 specific Kansas counties, as well as employees of any company with a permanent office in the state. Membership is also available to family members of current members and participants in the Consumer United Program.

    Association / SEG
    Consumer United Program
    County
    Allen County, KS, Anderson County, KS, Bourbon County, KS, Butler County, KS, Chase County, KS, Chautauqua County, KS, Cherokee County, KS, Coffey County, KS, Cowley County, KS, Crawford County, KS, Douglas County, KS, Elk County, KS…

    Where MID AMERICAN writes mortgages

    MID AMERICAN publishes mortgage lending in 1 state.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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