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    Home state: Michigan
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    MICHIGAN SCHOOLS AND GOVERNMENT mortgage rates

    MICHIGAN SCHOOLS AND GOVERNMENT's lowest publicly advertised 30-year fixed rate today is 7.117% APR — the national average is 7.147%. That's about $2,917 saved vs. national on a $400,000, 30-year loan; principal and interest only, no taxes or insurance, with each rate held for the full term. We read MICHIGAN SCHOOLS AND GOVERNMENT's rates every weekday, starting around 11 a.m. Central.

    We last read MICHIGAN SCHOOLS AND GOVERNMENT's rates page on Nov 2, 2026.

    Today's rates from MICHIGAN SCHOOLS AND GOVERNMENT

    ProductRateAPRPointsWe readSource
    30 Year Fixed7%7.117%0.482Nov 2, 2026Visit
    20 Year Fixed6.625%6.715%0.027Nov 2, 2026Visit
    15 Year Fixed6.5%6.644%0.236Nov 2, 2026Visit
    5 Year ARM5.875%6.809%0.246Nov 2, 2026Visit
    7 Year ARM6.125%6.777%0.246Nov 2, 2026Visit
    FHA 30 Year Fixed7.25%8.049%0Nov 2, 2026Visit
    FHA 15 Year Fixed7%7.793%0Nov 2, 2026Visit
    15 Year Fixed Jumbo6.75%6.848%0.236Nov 2, 2026Visit
    Visit MICHIGAN SCHOOLS AND GOVERNMENT's rates page

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join MICHIGAN SCHOOLS AND GOVERNMENT

    Michigan Schools & Government Credit Union (MSGCU) is open to anyone who lives or works in Macomb, Oakland, Wayne, or Washtenaw counties, as well as Michigan students, school employees, and government workers throughout the state.

    County
    Macomb County, MI, Oakland County, MI, Wayne County, MI, Washtenaw County, MI

    Where MICHIGAN SCHOOLS AND GOVERNMENT writes mortgages

    MICHIGAN SCHOOLS AND GOVERNMENT publishes mortgage lending in 1 state.

    Michigan

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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