Home state: Florida

    MIAMI POSTAL SERVICE mortgage rates

    MIAMI POSTAL SERVICE's lowest publicly advertised 30-year fixed rate today is 6.75% — the national average is 6.88%. That's about $12,477 saved over the life of a $400,000, 30-year loan. We track MIAMI POSTAL SERVICE daily and refresh rates every morning.

    Rates as of Sep 11, 2026

    Today's rates from MIAMI POSTAL SERVICE

    ProductRateAPRPointsAs ofSource
    30 Year Fixed6.75%7.013%1.83Sep 11, 2026Visit
    20 Year Fixed7.125%7.23%0Sep 11, 2026Visit
    15 Year Fixed6.625%6.754%0Sep 11, 2026Visit
    10 Year Fixed6.625%6.806%0Sep 11, 2026Visit
    5 Year ARM7.725%7.717%2.45Sep 11, 2026Visit
    7 Year ARM7.725%7.765%2.2Sep 11, 2026Visit
    10 Year ARM7.725%7.932%2.9Sep 11, 2026Visit
    FHA 30 Year Fixed6.5%7.175%0Sep 11, 2026Visit
    FHA 15 Year Fixed6.625%7.283%0Sep 11, 2026Visit
    VA 30 Year Fixed6.75%7.012%0Sep 11, 2026Visit
    VA 15 Year Fixed6.625%7.144%0.555Sep 11, 2026Visit
    30 Year Fixed Jumbo7.25%7.295%0.25Sep 11, 2026Visit
    15 Year Fixed Jumbo6.125%6.156%0Sep 11, 2026Visit

    Rate history

    Lowest daily rate MIAMI POSTAL SERVICE advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join MIAMI POSTAL SERVICE

    Membership is open to individuals who live, work, or worship in Broward, Miami-Dade, Monroe, and Palm Beach counties in Florida. This geographic qualification has a limitation of 750 new members annually. Family members of existing members may also be eligible.

    County
    Broward County, FL, Miami-Dade County, FL, Monroe County, FL, Palm Beach County, FL

    Where MIAMI POSTAL SERVICE writes mortgages

    Lending states not published; shown as serving its chartered area. Confirm directly with MIAMI POSTAL SERVICE.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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