Home state: New York

    MERIDIA COMMUNITY mortgage rates

    MERIDIA COMMUNITY's lowest publicly advertised 30-year fixed rate today is 6.625% — the national average is 6.805%. That's about $17,204 saved over the life of a $400,000, 30-year loan. We track MERIDIA COMMUNITY daily and refresh rates every morning.

    Rates as of Sep 8, 2026

    Today's rates from MERIDIA COMMUNITY

    ProductRateAPRPointsAs ofSource
    30 Year Fixed6.625%6.772%0Sep 8, 2026Visit
    20 Year Fixed6.875%7.073%0Sep 8, 2026Visit
    15 Year Fixed6.375%6.484%0Sep 8, 2026Visit
    FHA 30 Year Fixed6.5%7.442%0Sep 8, 2026Visit
    VA 30 Year Fixed6.625%7.038%0Sep 8, 2026Visit
    USDA 30 Year Fixed6.375%7.037%0Sep 8, 2026Visit

    Rate history

    Lowest daily rate MERIDIA COMMUNITY advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join MERIDIA COMMUNITY

    Membership is open to anyone who lives, works, worships, or attends school in the Western New York counties of Erie, Cattaraugus, or Chautauqua. Family members of existing credit union members are also eligible to join regardless of their location.

    County
    Erie County, NY, Cattaraugus County, NY, Chautauqua County, NY

    Where MERIDIA COMMUNITY writes mortgages

    Lending states not published; shown as serving its chartered area. Confirm directly with MERIDIA COMMUNITY.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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