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    Home state: California
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    MERCED SCHOOL EMPLOYEES mortgage rates

    MERCED SCHOOL EMPLOYEES's lowest publicly advertised 30-year fixed rate today is 6.875% APR — the national average is 7.147%. That's about $26,316 saved vs. national on a $400,000, 30-year loan; principal and interest only, no taxes or insurance, with each rate held for the full term. We read MERCED SCHOOL EMPLOYEES's rates every weekday, starting around 11 a.m. Central.

    We last read MERCED SCHOOL EMPLOYEES's rates page on Nov 2, 2026.

    Today's rates from MERCED SCHOOL EMPLOYEES

    ProductRateAPRPointsWe readSource
    30 Year Fixed—Lender publishes APR only6.875%—Nov 2, 2026Visit
    20 Year Fixed—Lender publishes APR only6.75%—Nov 2, 2026Visit
    15 Year Fixed—Lender publishes APR only6.5%—Nov 2, 2026Visit
    Visit MERCED SCHOOL EMPLOYEES's rates page

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join MERCED SCHOOL EMPLOYEES

    Membership is open to employees, retirees, and students of schools in Merced and Mariposa Counties, including Merced College and UC Merced. Additionally, employees of the City of Merced, McClatchy Publishing, and their family or household members are eligible to join.

    Employer
    City of Merced, McClatchy Publishing, Merced School Employees Federal Credit Union

    Where MERCED SCHOOL EMPLOYEES writes mortgages

    MERCED SCHOOL EMPLOYEES publishes mortgage lending in 1 state.

    California

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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