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    MERCED SCHOOL EMPLOYEES mortgage rates

    MERCED SCHOOL EMPLOYEES's lowest publicly advertised 30-year fixed rate today is 6.125% — the national average is 6.88%. That's about $71,499 saved over the life of a $400,000, 30-year loan. We track MERCED SCHOOL EMPLOYEES daily and refresh rates every morning.

    Today's rates from MERCED SCHOOL EMPLOYEES

    ProductRateAPRPointsAs ofSource
    30 Year Fixed6.125%Sep 11, 2026Visit
    20 Year Fixed6%Sep 11, 2026Visit
    15 Year Fixed5.75%Sep 11, 2026Visit

    Rate history

    Lowest daily rate MERCED SCHOOL EMPLOYEES advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join MERCED SCHOOL EMPLOYEES

    Membership is open to employees, retirees, and students of schools in Merced and Mariposa Counties, including Merced College and UC Merced. Additionally, employees of the City of Merced, McClatchy Publishing, and their family or household members are eligible to join.

    Employer
    City of Merced, McClatchy Publishing, Merced School Employees Federal Credit Union

    Where MERCED SCHOOL EMPLOYEES writes mortgages

    Lending states not published; shown as serving its chartered area. Confirm directly with MERCED SCHOOL EMPLOYEES.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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