Today's rates from MEMPHIS CITY EMPLOYEES
| Product | Rate | APR | Points | We read | Source | |
|---|---|---|---|---|---|---|
| 15 Year Fixed | —Lender publishes APR only | 6.25% | — | Nov 2, 2026 Lender's sheet dated Sep 21, 2026 | Visit |
Rate history
Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.
Who can join MEMPHIS CITY EMPLOYEES
Membership at Memphis City Employees Credit Union is open to employees of the City of Memphis, the City of Bartlett, Airport Authority, Memphis & Shelby County Library, MLGW, Smith & Nephew, the IRS Service Center in Memphis, TN, and MCR Safety. Individuals who were eligible for membership with Smith & Nephew Employees Credit Union or Agility Financial Credit Union are also eligible. Membership also extends to spouses of deceased members, retired pensioners or annuitants from the listed employments, and immediate family or household members of those within the field of membership.
Where MEMPHIS CITY EMPLOYEES writes mortgages
MEMPHIS CITY EMPLOYEES publishes mortgage lending in 1 state.
Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.
Compare every credit union you can actually join
Enter your ZIP to see every credit union — including MEMPHIS CITY EMPLOYEES if you qualify — ranked by today's rate.