Home state: Massachusetts
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    MEMBERS PLUS mortgage rates

    MEMBERS PLUS's lowest publicly advertised 30-year fixed rate today is 6.838% APR — the national average is 7.147%. That's about $29,874 saved vs. national on a $400,000, 30-year loan; principal and interest only, no taxes or insurance, with each rate held for the full term. We read MEMBERS PLUS's rates every weekday, starting around 11 a.m. Central.

    We last read MEMBERS PLUS's rates page on Nov 2, 2026.

    Today's rates from MEMBERS PLUS

    ProductRateAPRPointsWe readSource
    30 Year Fixed6.75%6.838%0Nov 2, 2026Visit
    15 Year Fixed6%6.141%0Nov 2, 2026Visit
    3 Year ARM5.875%6.883%0Nov 2, 2026Visit
    5 Year ARM5.875%6.704%0Nov 2, 2026Visit

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join MEMBERS PLUS

    Membership is open to anyone who lives, works, or belongs to a religious or social organization in Essex, Middlesex, Norfolk, Plymouth, or Suffolk County. Employees of Eversource, Exelon, and Entergy, as well as family members of current credit union members, are also eligible to join.

    Employer
    Eversource Companies, Exelon, Entergy
    County
    Essex County, MA, Middlesex County, MA, Norfolk County, MA, Plymouth County, MA, Suffolk County, MA

    Where MEMBERS PLUS writes mortgages

    MEMBERS PLUS publishes mortgage lending in 1 state.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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