CU RateFinder
    Credit union mortgage rates
    Home state: Michigan
    Lends in 1 state

    MEMBERS FIRST mortgage rates

    MEMBERS FIRST's lowest publicly advertised 30-year fixed rate today is 7.34% APR — the national average is 7.147%. We read MEMBERS FIRST's rates every weekday, starting around 11 a.m. Central.

    We last read MEMBERS FIRST's rates page on Nov 2, 2026.

    Today's rates from MEMBERS FIRST

    ProductRateAPRPointsWe readSource
    30 Year Fixed7.25%7.34%—Nov 2, 2026Visit
    20 Year Fixed7.125%7.24%—Nov 2, 2026Visit
    15 Year Fixed7%7.15%—Nov 2, 2026Visit
    10 Year Fixed7.125%7.33%—Nov 2, 2026Visit
    Visit MEMBERS FIRST's rates page

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join MEMBERS FIRST

    Membership for MEMBERS FIRST (MI) is open to those who live, work, worship, or attend school in Midland, Bay, Saginaw, Gratiot, Isabella, Clare, and Gladwin counties. Members of the former Central Michigan Community FCU were also welcomed into the credit union. The mortgage page on MFGUC's site indicates their "Exclusive Zero Down Purchase Mortgage" is only available for an applicant's primary residence in Michigan.

    Family of a member
    immediate_family

    Where MEMBERS FIRST writes mortgages

    MEMBERS FIRST publishes mortgage lending in 1 state.

    Michigan

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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