Home state: Massachusetts
    Lends in 1 state

    MASSMUTUAL mortgage rates

    MASSMUTUAL's lowest publicly advertised 30-year fixed rate today is 7.04% APR — the national average is 7.147%. That's about $10,387 saved vs. national on a $400,000, 30-year loan; principal and interest only, no taxes or insurance, with each rate held for the full term. We read MASSMUTUAL's rates every weekday, starting around 11 a.m. Central.

    We last read MASSMUTUAL's rates page on Nov 2, 2026.

    Today's rates from MASSMUTUAL

    ProductRateAPRPointsWe readSource
    30 Year Fixed6.99%7.04%0Nov 2, 2026Visit
    15 Year Fixed5.875%5.953%0Nov 2, 2026Visit
    5 Year ARM5.375%6.549%0Nov 2, 2026Visit
    7 Year ARM5.5%6.396%0Nov 2, 2026Visit
    10 Year ARM5.625%6.229%0Nov 2, 2026Visit

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join MASSMUTUAL

    MassMutual Federal Credit Union's bylaws state that its field of membership is limited to that specified in Section 5 of its charter. The bylaws also indicate that once a person becomes a member, they remain a member unless they choose to withdraw or are expelled. To become a member, applicants must sign a membership application, subscribe to at least one share, and pay the initial installment, along with any required entrance fee. MortgageClick.org states "Welcome to MassMutual Federal Credit Union" and offers online mortgage services, but does not provide membership eligibility details for the credit union itself.

    Employer
    MassMutual

    Where MASSMUTUAL writes mortgages

    MASSMUTUAL publishes mortgage lending in 1 state.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

    Not sure if MASSMUTUAL is your best fit?

    Compare every credit union you can actually join

    Enter your ZIP to see every credit union — including MASSMUTUAL if you qualify — ranked by today's rate.

    Get notified when MASSMUTUAL's 30 Year Fixed rate changes
    Optional. No weekly digests, no spam — one email only when rates actually move. Manage or unsubscribe anytime.
    Advanced: adjust thresholds
    bps (0.10%)
    Optional. Emails when the rate reaches this level.

    More credit unions in Massachusetts

    See all Massachusetts credit union mortgage rates